2008 Primrose Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2008 Primrose Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,072 sqft · built 1958
Lot Size	0.391 acres (17,040 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jul 2021)
Tax Bill	$5,146 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8913-19-401-016`

Property Details

APN / Parcel Number

Primary APN	`8913-19-401-016`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,072 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft
Finished Basement	375 sqft
Unfinished Basement	1,512 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,040 sqft (0.391 acres)
Lot Dimensions	142 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Patio Area	546 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2008 PRIMROSE DR
City	CEDAR FALLS
State	IA
Zip	50613-5752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD HILL PLAT N 142 FT S 342 FT W 120 FT E 300 FT N 1/2 LOT 25
Legal Range	13W
Legal Township	89N
Legal Section	19
Legal Subdivision	ORCHARD HILL PLAT
Legal Lot Number	25
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2007
Census Tract	2500

Owner

Source: Black Hawk County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2008 PRIMROSE DR, CEDAR FALLS, IA 50613-5752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Feb 12, 2015	Deed of Trust, Mortgage · Conventional Mortgage LINCOIN SAVINGS BANK
Mar 17, 2015	Deed of Trust, Mortgage LINCOLN SAVINGS BANK
Jul 9, 2021	Warranty Deed, Transfer · Conventional Mortgage DEERE EMPLOYEES CU
Nov 14, 2013	Legal Action/Court Order, Foreclosure · Conventional Mortgage LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Nov 14, 2013 · Amount on Record
Deed Document Number	2021202200000665
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2008 PRIMROSE DR, CEDAR FALLS, IA 50613-5752
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000016025
Date	Mar 17, 2020
Instrument	202000016025

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 16, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2008 PRIMROSE DR, CEDAR FALLS, IA 50613-5752
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100018858
Date	Mar 9, 2021
Instrument	202100018858

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2008 PRIMROSE DR, CEDAR FALLS, IA 50613-5752
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500012921
Date	Feb 12, 2015
Instrument	201500012921

Lender

Name	LINCOIN SAVINGS BANK
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2045

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2008 PRIMROSE DR, CEDAR FALLS, IA 50613-5752
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500014485
Date	Mar 17, 2015
Instrument	201500014485

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50702

Agreement

Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 9, 2021
Property Address	2008 PRIMROSE DR, CEDAR FALLS, IA 50613-5752
Document Number	202200000665
Instrument Date	Jul 8, 2021
Instrument	202200000665
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$463.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2008 PRIMROSE DR, CEDAR FALLS, IA 50613-5752

Mortgage

Document Number	202200000666
Date	Jul 9, 2021
Instrument	202200000666

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2028
Min Rate At Change	2.25%
Max Rate At Change	7.25%
Max Rate	7.25%

Mortgage

Document Number	202200000669
Date	Jul 9, 2021
Instrument	202200000669

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61266

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jul 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2013: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 14, 2013
Property Address	2008 PRIMROSE DR, CEDAR FALLS, IA 50613-5752
Document Number	2014010299
Instrument Date	Nov 13, 2013
Instrument	2014010299
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$280.80
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2008 PRIMROSE DR, CEDAR FALLS, IA 50613-5752

Mortgage

Document Number	2014010300
Date	Nov 14, 2013
Instrument	2014010300

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2043

Interest

Type Change Date	Dec 1, 2023

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,146.00	$357,430 (+11.75%) Land $45,000 Building $312,430	$357,430 (+11.75%) Land $45,000 Building $312,430
2024	$5,146.00 (+6.72%)
2023		$319,840 (+22.46%) Land $45,000 Building $274,840	$319,840 (+22.46%) Land $45,000 Building $274,840
2022	$4,822.00 Homeowner's exemption	$261,180 Land $45,000 Building $216,180
2021			$261,180 Land $45,000 Building $216,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Municipal Communications Utility Fiber	10,000 / 10,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

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