2008 Manchester Rd, Westminster, MD 21157 Property Records

Carroll County property record for 2008 Manchester Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,736 sqft · built 2016
Lot Size	8.8 acres (383,502 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,047 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-053734`

Property Details

APN / Parcel Number

Primary APN	`06-053734`
Alternative APNs	`6053734` `053734`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,736 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	383,502 sqft (8.8 acres)
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	053734
Street Address	2008 MANCHESTER RD
City	WESTMINSTER
State	MD
Zip	21157-3405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT - 8.804 ACS 2008 MANCHESTER RD N OF CRANBERRY
Jurisdiction	CARROLL MD
Township / Civil Division	6, MANCHESTER
Census Block Group	1
Census Block	1000
Census Tract	506102

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2008 MANCHESTER RD, WESTMINSTER, MD 21157-3405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEW WINDSOR STATE BANK
Feb 11, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 22, 2015
Transfer Doc	0080080152
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2008 MANCHESTER RD, WESTMINSTER, MD 21157-3405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086280008
Date	Mar 7, 2017
Book Page	8628/0008
Instrument	8628-0008

Lender

Name	NEW WINDSOR STATE BANK
Type	Bank
Address	TANEYTOWN, MD 21787

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2008 MANCHESTER RD, WESTMINSTER, MD 21157-3405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095660039
Date	Feb 11, 2020
Book Page	9566/0039

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,047.00 (+4.6%) Homeowner's exemption	$599,400 (+2.23%)	$625,600 (+6.7%) Land $189,000 Building $436,600
2025	$5,781.00 (+4.8%) Homeowner's exemption	$586,300 (+20.1%) Land $179,000 Building $407,300	$586,300 (-) Land $179,000 Building $407,300
2023	$5,516.00 Homeowner's exemption	$488,167	$586,300 Land $179,000 Building $407,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Xfinity.

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