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2008 Harris Ave, Key West, FL 33040 Property Records

Monroe County property record for 2008 Harris Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 866 sqft · built 1958
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$113,000 (Dec 2023)
Tax Bill$1,915 (2024)
Deeds & MortgagesNov 2023 Mortgage
Dec 2023 Sale
Flood ZoneZone AE (high risk)
APN00047500-000000

Property Details

APN / Parcel Number

Primary APN00047500-000000
Alternative APNs
  • 01010100047500000000
  • 1048119

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area866 sqft Living Area
1st Floor Area866 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2000
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

PorchUnfinished Open Porch
Porch Area30 sqft
Deck Area110 sqft
Patio Area272 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number1048119
Street Address2008 HARRIS AVE
CityKEY WEST
StateFL
Zip33040-3723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionKW KW REALTY COS FIRST SUB PB1-43 LOT 12 SQR 20 TR 21 C5-337 OR117-436 OR813-1225 OR1047-1434R/S OR1073-1955 OR1077-271 OR1077-273 OR1079-1240C OR1577-1536 OR1613-1298 OR3256-0182
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKEY WEST REALTY COS FIRST SUB
Legal Tract21
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3011
Census Tract972200

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2008 HARRIS AVE, KEY WEST, FL 33040-3723
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK OF THE FLORIDA KEYS
Dec 21, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2023 · Amount on Record
Deed SaleDec 21, 2023 · Amount on Record
Prior SaleJan 13, 2000 · Amount on Record
Deed Document Number20232445523
Deed Book / Page3256 / 182
Prior Transfer DateDec 15, 2023
Prior Transfer Doc0032560182
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address2008 HARRIS AVE, KEY WEST, FL 33040-3723
Transaction TypeMortgage
Record UpdatedDec 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2008 HARRIS AVE, KEY WEST, FL 33040-3723

Mortgage

Document Number0032511405
DateNov 21, 2023
Book Page3251/1405
Instrument2440701
Lender
NameFIRST STATE BANK OF THE FLORIDA KEYS
TypeBank
AddressKEY WEST, FL 33040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.87%
Type Change DateDec 1, 2030
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change8.87%
Index1-Year T-Bill
Max Rate12.8%

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateDec 21, 2023
Property Address2008 HARRIS AVE, KEY WEST, FL 33040-3723
Document Number0032560182
Book / Page3256 / 182
Map ReferenceMB 1 PGS 43
Instrument DateDec 15, 2023
Instrument2445523
Transaction TypeTransfer
Record UpdatedJan 12, 2024

Transaction

AmountAmount Recorded
Tax$791.00
Amount AccuracyRounded by County
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name
Address2008 HARRIS AVE, KEY WEST, FL 33040-3723

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2008 HARRIS AVE, KEY WEST, FL 33040-3723

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$222,035 (+5.99%)$603,574 (+7.69%) Land $485,000 Building $118,574
2024$1,915.00 (+2.3%)
2023$1,872.00 (+4.82%) Homeowner's exemption$209,494 (+3%)$560,449 (+13.12%) Land $455,000 Building $105,449
2022$1,786.00 Homeowner's exemption$203,393$495,449 Land $390,000 Building $105,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 132 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies142 units insured
incl. 10 condo units
Nearby Flood Claims247 (1980–2025)
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 142 claims
  • Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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