2008 Envoy Ln, Indian Trail, NC 28079 Property Records

Union County property record for 2008 Envoy Ln, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,375 sqft · built 2007
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on Record
Last Sale	$311,000 (Aug 2020)
Tax Bill	$3,001 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-090-795`

Property Details

APN / Parcel Number

Primary APN	`07-090-795`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,375 sqft Living Area
1st Floor Area	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	5,576 sqft (0.128 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	321 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2008 ENVOY LN
City	INDIAN TRAIL
State	NC
Zip	28079-3747
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-4 INDIA
Legal Description	#19 THE GARDENS @ BRANDON OAKS PH9 MP1 BLK26 OPCJ192 OPCJ316
Legal Subdivision	BRANDON OAKS - GARDENS (THE)
Legal Block	26
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2005
Census Tract	20317

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2008 ENVOY LN, INDIAN TRAIL, NC 28079-3747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 23, 2021	Deed, Transfer · Conventional Mortgage LIBERTY HOME MORTGAGE CORP
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY HOME MORTGAGE CORP
Aug 20, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Prior Sale	Oct 31, 2007 · Amount on Record
Deed Document Number	202032311
Deed Book / Page	7780 / 282
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2008 ENVOY LN, INDIAN TRAIL, NC 28079-3747
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 ENVOY LN, INDIAN TRAIL, NC 28079-3747

Mortgage

Document Number	0008659651
Date	Feb 23, 2023
Book Page	8659/651
Instrument	4090

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2043

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NC
Recording Date	Jul 23, 2021
Property Address	2008 ENVOY LN, INDIAN TRAIL, NC 28079-3747
Document Number	8180413
Book / Page	8180 / 413
Map Reference	PL J FILE 721
Instrument Date	Jul 19, 2021
Instrument	34753
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2008 ENVOY LN, 2008, INDIAN TRAIL, NC 28079-3747

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34754
Date	Jul 23, 2021
Instrument	34754

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2008 ENVOY LN, INDIAN TRAIL, NC 28079-3747
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	813496
Date	Jun 11, 2021
Book Page	8134/96
Instrument	27816

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 20, 2020
Property Address	2008 ENVOY LN, INDIAN TRAIL, NC 28079-3747
Document Number	0007780282
Book / Page	7780 / 282
Map Reference	CAB J FILE 316
Instrument Date	Aug 17, 2020
Instrument	32311
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3042 BENT TREE CT, 3042, BEDFORD, TX 76021-2837

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2008 ENVOY LN, INDIAN TRAIL, NC 28079-3747

Mortgage

Document Number	0000032312
Date	Aug 20, 2020
Instrument	32312

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,900 (-) Land $83,000 Building $366,900	$449,900 (-) Land $83,000 Building $366,900
2025	$3,001.00 (+21.74%)	$449,900 (+53.92%) Land $83,000 Building $366,900	$449,900 (+53.92%) Land $83,000 Building $366,900
2023	$2,465.00	$292,300 Land $51,900 Building $240,400	$292,300 Land $51,900 Building $240,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: T-Mobile.

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