2008 Emerson Rd, Kinston, NC 28504 Property Records

Lenoir County property record for 2008 Emerson Rd, Kinston, NC 28504

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,319 sqft · built 1970
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Jan 2019)
Tax Bill	$3,559 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`451615644397`

Property Details

APN / Parcel Number

Primary APN	`451615644397`
Alternative APN	`7855`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,319 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1982
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	194 ft deep x 118 ft wide
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	2008 EMERSON RD
City	KINSTON
State	NC
Zip	28504-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA8
Legal Description	2008 EMERSON RD 2008 EMERSON RD
Legal Subdivision	SHERWOOD FOREST REDIVISION OF BLOCK A
Jurisdiction	LENOIR NC
Township / Civil Division	KINSTON
Census Block Group	3
Census Block	3006
Census Tract	10800

Owner

Source: Lenoir County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2008 EMERSON RD, KINSTON, NC 28504-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · VA Mortgage IMPERIAL LENDING LLC
Oct 22, 2025	Deed of Trust, Mortgage · VA Mortgage COAST 2 COAST LENDERS LLC
Oct 19, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 8, 2024	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Sep 16, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 8, 2019	Warranty Deed, Transfer · VA Mortgage STEARNS LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2019 · Amount on Record
Deed Sale	Jan 8, 2019 · Amount on Record
Deed Book / Page	1846 / 813
Prior Transfer Date	Apr 8, 2010
Prior Transfer Doc	0016030231
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Recording Date	Jul 29, 2026
Property Address	2008 EMERSON RD, KINSTON, NC 28504-1308
Document Number	2098000215
Book / Page	2098 / 215
Instrument Date	Jul 23, 2026
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 EMERSON RD, KINSTON, NC 28504-1308

Mortgage

Document Number	2098000215,
Date	Jul 29, 2026
Book Page	2098/215

Lender

Name	IMPERIAL LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	2008 EMERSON RD, KINSTON, NC 28504-1308
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	UNKNOWN, ALLIANCE FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 EMERSON RD, KINSTON, NC 28504-1308

Mortgage

Document Number	0020700108
Date	Oct 22, 2025
Book Page	2070/108

Lender

Name	COAST 2 COAST LENDERS LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	2008 EMERSON RD, KINSTON, NC 28504-1308
Transaction Type	Mortgage
Record Updated	Apr 10, 2024
Title Company	VETERAN EXPRESS TITLE, VETERANS EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019710484
Date	Oct 19, 2022
Book Page	1971/484

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	2008 EMERSON RD, KINSTON, NC 28504-1308
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	VETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 EMERSON RD, KINSTON, NC 28504-1308

Mortgage

Document Number	0020120463
Date	Feb 8, 2024
Book Page	2012/463

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	2008 EMERSON RD, KINSTON, NC 28504-1308
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019220001
Date	Jul 1, 2021
Book Page	1922/1

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	2008 EMERSON RD, KINSTON, NC 28504-1308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018710020
Date	Nov 25, 2019
Book Page	1871/20

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	2008 EMERSON RD, KINSTON, NC 28504-1308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018930302
Date	Sep 16, 2020
Book Page	1893/302

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jun 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Jan 8, 2019
Property Address	2008 EMERSON RD, KINSTON, NC 28504-1308
Document Number	0018460813
Book / Page	1846 / 813
Instrument Date	Jan 3, 2019
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 EMERSON RD, KINSTON, NC 28504-1307

Mortgage

Document Number	0018460821
Date	Jan 8, 2019
Book Page	1846/821
Instrument	4919450017

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Municipality	Kinston City
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,559.00 (-2.84%)	$260,752 (-) Land $15,753 Building $244,999	$260,752 (-) Land $15,753 Building $244,999
2025	$3,663.00 (+51.74%)	$260,752 (+74.38%) Land $15,753 Building $244,999	$260,752 (+74.38%) Land $15,753 Building $244,999
2023	$2,414.00	$149,527 Land $25,000 Building $124,527	$149,527 Land $25,000 Building $124,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	37 (1983–2020)
Claims Outside the SFHA	5 of 37
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 5 claims Hurricane Matthew, Oct 2016 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KINSTON serves 27,475 people · EPA ID NC0454010
Water Source	Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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