2008 Colgate Cir, Forest Hill, MD 21050 Property Records

Harford County property record for 2008 Colgate Cir, Forest Hill, MD 21050

Property Summary

Property Type	Exempt (Full or Partial)
Details	2.5 ba · 2,188 sqft · built 2004
Lot Size	0.109 acres (4,750 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Aug 2010)
Deeds & Mortgages	Apr 2023 Mortgage Jul 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-343871`

Property Details

APN / Parcel Number

Primary APN	`03-343871`
Alternative APNs	`3343871` `343871`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,188 sqft Total Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,750 sqft (0.109 acres)
Garage Type	Mixed
Garage Area	228 sqft
Porch	Slab
Porch Area	75 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	343871
Street Address	2008 COLGATE CIR
City	FOREST HILL
State	MD
Zip	21050-1356
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R2COS
Legal Description	LOT 90 4750 SF 2008 COLGATE CIRCLE DEER SPRING PT 104/45
Legal Subdivision	DEER SPRING
Legal Lot Number	90
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2004
Census Tract	303203

Owner

2008 Colgate Cir is owned and occupied by two individuals who bought it in August 2010.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2008 COLGATE CIR, FOREST HILL, MD 21050-1356
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC
Jul 16, 2018	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 4, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Apr 20, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jul 10, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2010 · Amount on File
Deed Sale	Aug 18, 2010 · Amount on File
Prior Sale	Sep 20, 2007
Deed Document Number	201013
Deed Book / Page	8724 / 198
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2008 COLGATE CIR, FOREST HILL, MD 21050-1356
Transaction Type	Mortgage
Record Updated	Apr 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0158670475
Date	Apr 5, 2023
Book Page	15867/475

Lender

Name	EMORTGAGE FUNDING LLC
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2008 COLGATE CIR, FOREST HILL, MD 21050-1356
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0129010150
Date	Jul 16, 2018
Book Page	12901/0150

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2008 COLGATE CIR, FOREST HILL, MD 21050-1356
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147210390
Date	May 4, 2021
Book Page	14721/390

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	NANTICOKE, MD 21840

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2008 COLGATE CIR, FOREST HILL, MD 21050-1356
Document Number	0138560387
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2008 COLGATE CIR FOREST HILL MD 210501356, FOREST HILL, MD 21050-1356

Mortgage

Document Number	0138560387
Date	May 15, 2020
Book Page	013856/000387

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2008 COLGATE CIR, FOREST HILL, MD 21050-1356
Document Number	0133720001
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	CERTIFIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2008 COLGATE CIR FOREST HILL MD 210501356, FOREST HILL, MD 21050-1356

Mortgage

Document Number	0133720001
Date	Aug 2, 2019
Book Page	013372/000001

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2044

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	Homeowner's exemption	$362,367	$375,500 Land $95,000 Building $280,500
2025	Homeowner's exemption
2023		$318,467	$355,800 Land $90,500 Building $265,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2008 Colgate Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2008 Colgate Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Armstrong.

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