2008 4th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 2008 4th Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.273 acres (11,880 sqft)
Owner	Individual Name on Record
Tax Bill	$1,036 (2025)
Deeds & Mortgages	Feb 2022 Refinance Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1116427034`

Property Details

APN / Parcel Number

Primary APN	`1116427034`
Alternative APN	`101498`

Exterior

Lot Area	11,880 sqft (0.273 acres)
Lot Dimensions	198 ft deep x 60.4 ft wide

Location & Zoning

Account Number	101498
Street Address	2008 4TH AVE
City	STERLING
State	IL
Zip	61081-1367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH PARK SUBPT LOT 6 BLK A
Legal Subdivision	NORTH PARK SUBDIVISION
Legal Block	A
Legal Lot Number	6
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1018
Census Tract	1101

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2008 4TH AVE, STERLING, IL 61081-1367
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER
Sep 10, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jun 13, 2018	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jun 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 6, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 4, 2018
Transfer Doc	0000002867
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2008 4TH AVE, STERLING, IL 61081-1367
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000696
Date	Feb 7, 2022
Instrument	2022-00696

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2008 4TH AVE, STERLING, IL 61081-1367
Document Number	0000005943
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 4TH AVE STERLING IL 610811367, STERLING, IL 61081-1367

Mortgage

Document Number	0000005943
Date	Sep 17, 2020
Instrument	5943

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

Interest

Rate	3.5%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	2008 4TH AVE, STERLING, IL 61081-1367
Document Number	0000003299
Instrument Date	Jun 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	NTI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2008 4TH AVE STERLING IL 610811367, STERLING, IL 61081-1367

Mortgage

Document Number	0000003299
Date	Jun 22, 2018
Instrument	3299

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Interest

Rate Type	Fixed Rate
Rate	4.99%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 1, 2018
Property Address	2008 4TH AVE, STERLING, IL 61081-1367
Document Number	0000002867
Instrument Date	May 4, 2018
Instrument	2867
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2008 4TH AVE STERLING IL 610811367, STERLING, IL 61081-1367

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 6, 2018
Property Address	2008 4TH AVE, STERLING, IL 61081-1367
Document Number	0000001159
Instrument Date	Mar 2, 2018
Instrument	1159
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$27.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2008 4TH AVE STERLING IL 610811367, STERLING, IL 61081-1367

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,036.00	$21,202 Land $2,092 Building $19,110
2024			$63,606 Land $6,276 Building $57,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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