San Bernardino County property record for 20078 Seneca Rd, Apple Valley, CA 92307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,297 sqft · built 2017 |
| Lot Size | 1.04 acres (45,601 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Mar 2018) |
| Tax Bill | $4,919 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Sep 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3112-121-24-0000 |
| Primary APN | 3112-121-24-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,297 sqft Living Area |
| Gross Area | 3,017 sqft |
| 1st Floor Area | 2,297 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 45,601 sqft |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Patio/Porch |
| Porch Area | 205 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 20078 SENECA RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92307-5500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4394 LOT 141 TRACT NO 4394 COUNTRY CLUB ESTATES LOT 141 EX UND 1/2 INT MIN RTS WITHOUT S E EX ST |
| Legal Subdivision | TRACT NO 4394 |
| Legal Tract | 4394 |
| Legal Block | 2 |
| Legal Lot Number | 141 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 9723 |
20078 Seneca Rd is owned and occupied by two individuals who acquired it in September 2020.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20078 SENECA RD, APPLE VALLEY, CA 92307-5500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2023 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU |
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Sep 17, 2020 | Quit Claim Deed, Transfer NATIONS LNDG |
| Mar 15, 2018 | Quit Claim Deed, Transfer ESCROW JUNCTION INC |
| Mar 15, 2018 | Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2018 · Amount on File |
| Deed Sale | Mar 15, 2018 · Amount on File |
| Prior Sale | Dec 22, 2016 · Amount on File |
| Deed Document Number | 201892678 |
| Last Transfer Date | Sep 8, 2020 |
| Transfer Doc | 0000349010 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 20078 SENECA RD, APPLE VALLEY, CA 92307-5500 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20078 SENECA RD, APPLE VALLEY, CA 92307-5500 |
| Document Number | 0000112663 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 2023-0112663 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 20078 SENECA RD, APPLE VALLEY, CA 92307-5500 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000350005 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 2019-0350005 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 17, 2020 |
| Property Address | 20078 SENECA RD, APPLE VALLEY, CA 92307-5500 |
| Document Number | 0000349010 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 349010 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2020 |
| Title Company | TIMIOS TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20078 SENECA RD APPLE VALLEY CA 923075500, APPLE VALLEY, CA 92307-5500 |
| Document Number | 349011 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 349011 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 16, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Mar 15, 2018 |
| Property Address | 20078 SENECA RD, APPLE VALLEY, CA 92307-5500 |
| Document Number | 0000092677 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 92677 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Title Company | ESCROW JUNCTION INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 20078 SENECA RD APPLE VALLEY CA 92307, APPLE VALLEY, CA 92307 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Mar 15, 2018 |
| Property Address | 20078 SENECA RD, APPLE VALLEY, CA 92307-5500 |
| Document Number | 0000092678 |
| Map Reference | MB 54 PG 80-85 |
| Instrument Date | Feb 21, 2018 |
| Instrument | 2018-0092678 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | CHICAGO TITLE INLAND EMPIRE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20078 SENECA RD, APPLE VALLEY, CA 92307-5500 |
| Document Number | 0000092679 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 2018-0092679 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 20078 Seneca Rd was $4,919.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $433,301 (+2%) Land $83,539 Building $349,762 | |
| 2025 | $4,919.00 | $424,805 Land $81,901 Building $342,904 |
| 2023 | $4,575.00 (+1.53%) | $393,603 Land $78,721 Building $314,882 |
| 2022 | $4,506.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20078 Seneca Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20078 Seneca Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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