St. Tammany Parish property record for 20074 Narrow Rd, Covington, LA 70435 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,500 sqft · built 2004 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,500 (Feb 2005) |
| Tax Bill | $1,775 (2025) |
| Deeds & Mortgages | Mar 2008 Mortgage Mar 2008 Line of Credit + 1 more |
| APN | 107-140-7932 |
| Primary APN | 107-140-7932 |
|---|---|
| Alternative APN |
|
| Building Area | 1,500 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Lot Area | 52,708 sqft (1.21 acres) |
| Garage Area | 325 sqft |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 107-140-7932 |
|---|---|
| Street Address | 20074 NARROW RD |
| City | COVINGTON |
| State | LA |
| Zip | 70435-0420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 SCHIRO ESTATES CONT 1.21 AC CB 411 455 INST NO 1431584 INST NO 1475771 UNDIV 1/2 INT TO JENNIFER M MILLER INST NO 18496 |
| Legal Subdivision | SCHIRO ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 40103 |
Source: St. Tammany Parish records · APN 107-140-7932
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22167 LONGLEAF DR, COVINGTON, LA 70435-0222 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2008 | Deed of Trust, Mortgage WELLS FARGO FINANCIAL LOUISIANA INC |
| Mar 25, 2008 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO FINANCIAL BANK |
| Feb 01, 2005 | Cash Sale Deed, Transfer · ARM HIBERNIA NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 2005 · Amount on Record |
| Deed Sale | Feb 01, 2005 · Amount on Record |
| Deed Document Number | 1849673 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20074 NARROW RD, COVINGTON, LA 70435-0420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001674271 |
|---|---|
| Date | Mar 25, 2008 |
| Instrument | 1674271 |
| Name | WELLS FARGO FINANCIAL LOUISIANA INC |
|---|---|
| Address | COVINGTON, LA 70433 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 19, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 20074 NARROW RD, COVINGTON, LA 70435-0420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001674272 |
|---|---|
| Date | Mar 25, 2008 |
| Instrument | 1674272 |
| Name | WELLS FARGO FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Feb 01, 2005 |
| Property Address | 20074 NARROW RD, COVINGTON, LA 70435-0420 |
| Document Number | 0001475771 |
| Map Reference | FILE8494 |
| Instrument Date | Jan 31, 2005 |
| Instrument | 1475771 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | WINTERS TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 LONGWOOD DR, MANDEVILLE, LA 70471-1744 |
| Name | Verified Name |
|---|---|
| Address | 20074 NARROW RD, COVINGTON, LA 70435-0420 |
| Document Number | 0001475772 |
|---|---|
| Date | Feb 01, 2005 |
| Instrument | 1475772 |
| Name | HIBERNIA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BATON ROUGE, LA 70821 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Feb 01, 2012 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.7% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 10.7% |
Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,775.00 (-3.79%) | $15,827 (-) Land $2,700 Building $13,127 | $158,270 (-) Land $27,000 Building $131,270 |
| 2024 | $1,845.00 (-1.07%) | $15,827 (+5.88%) Land $2,700 Building $13,127 | $158,270 (+5.88%) Land $27,000 Building $131,270 |
| 2023 | $1,865.00 | $14,948 (-) Land $2,700 Building $12,248 | $149,480 (-) Land $27,000 Building $122,480 |
| 2022 | $1,865.00 | $14,948 Land $2,700 Building $12,248 | $149,480 Land $27,000 Building $122,480 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030401031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 51 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 22 (1980–2022) |
| Claims Outside the SFHA | 20 of 22 |
| Most Recent Claim | Apr 2022, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | High above 70% of the US · above 91% of Louisiana |
|---|---|
| Wildfire Likelihood | About 1 in 332 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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