2007 S Prospect Ave, Champaign, IL 61820 Property Records

Champaign County property record for 2007 S Prospect Ave, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,360 sqft · built 1960
Lot Size	0.174 acres (7,574 sqft)
Owner	2 Company Names on Record
Last Sale	$265,000 (Jan 2026)
Tax Bill	$5,456 (2024)
Deeds & Mortgages	Nov 2025 Transfer Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-23-427-018`

Property Details

APN / Parcel Number

Primary APN	`45-20-23-427-018`

Interior

Full Baths	2 Baths
Building Area	1,360 sqft Building Perimeter
1st Floor Area	1,360 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,574 sqft (0.174 acres)
Garage Area	348 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2007 S PROSPECT AVE
City	CHAMPAIGN
State	IL
Zip	61820-7320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 DEVONSHIRE SUB 1ST
Legal Range	08E
Legal Township	19N
Legal Section	23
Legal Subdivision	DEVONSHIRE SUB 1ST
Legal Lot Number	4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3008
Census Tract	1301

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10 S LA SALLE ST, 2750, CHICAGO, IL 60603-1108
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Quit Claim Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jan 14, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 12, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Jan 12, 2022 · Amount on Record
Deed Document Number	2026626
Prior Transfer Date	Oct 24, 2025
Prior Transfer Doc	0000016894
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 4, 2025
Property Address	2007 S PROSPECT AVE, CHAMPAIGN, IL 61820-7320
Document Number	0000016894
Map Reference	MB M PG 174
Instrument Date	Oct 24, 2025
Instrument	2025R16894
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 S PROSPECT AVE, CHAMPAIGN, IL 61820-7320

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 14, 2026
Property Address	2007 S PROSPECT AVE, CHAMPAIGN, IL 61820-7320
Document Number	0000000626
Map Reference	MB M PG 174
Instrument Date	Oct 17, 2025
Instrument	2026R00626
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 S PROSPECT AVE, CHAMPAIGN, IL 61820-7320

Mortgage

Document Number	0000000627
Date	Jan 14, 2026
Instrument	2026R00627

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.25%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 12, 2022
Property Address	2007 S PROSPECT AVE, CHAMPAIGN, IL 61820-7320
Document Number	0000000720
Map Reference	MB M PG 174
Instrument Date	Jan 12, 2022
Instrument	2022R00720
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Tax	$178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 OAKCREST DR, PLANO, TX 75025-3754

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,930 (+12.19%) Land $18,610 Building $58,320	$230,790 (+12.19%) Land $55,830 Building $174,960
2024	$5,456.00 (+3%) Homeowner's exemption	$68,570 (+19.02%) Land $16,590 Building $51,980	$205,710 (+19.02%) Land $49,770 Building $155,940
2022	$5,297.00	$57,610 Land $13,940 Building $43,670	$172,830 Land $41,820 Building $131,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media.

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