2007 Phillips Mill Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 2007 Phillips Mill Rd, Forest Hill, MD 21050

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,512 sqft · built 1982
Lot Size	7.53 acres (328,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jul 2005)
Tax Bill	$5,240 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-052439`

Property Details

APN / Parcel Number

Primary APN	`04-052439`
Alternative APNs	`4052439` `052439`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,512 sqft Total Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	328,007 sqft (7.53 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	052439
Street Address	2007 PHILLIPS MILL RD
City	FOREST HILL
State	MD
Zip	21050-2122
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	LOT 4 7.53 AC 2007 PHILLIPS MILL ROAD LD J ENGLER REV PT42/103
Legal Subdivision	JULIA ENGLER SEC 02
Legal Lot Number	4
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	4
Census Block	4005
Census Tract	304202

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2007 PHILLIPS MILL RD, FOREST HILL, MD 21050-2122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2017	Deed of Trust, Mortgage · ARM UNITED BANK INC
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2005 · Amount on Record
Deed Sale	Jul 28, 2005 · Amount on Record
Prior Sale	Jan 19, 1989 · Amount on Record
Deed Document Number	200517
Deed Book / Page	6175 / 264
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2007 PHILLIPS MILL RD, FOREST HILL, MD 21050-2122
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 PHILLIPS MILL RD, FOREST HILL, MD 21050-2122

Mortgage

Document Number	0123770242
Date	Jun 8, 2017
Book Page	12377/0242
Instrument	12377-0242

Lender

Name	UNITED BANK INC
Type	Bank
Address	DUNBAR, WV 25064

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year CMT

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2007 PHILLIPS MILL RD, FOREST HILL, MD 21050-2122
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	QUICK CLOSE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145870111
Date	Mar 17, 2021
Book Page	14587/111

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,240.00 (+27.18%) Homeowner's exemption	$475,300 (+15.87%)	$500,400 (+17.71%) Land $127,900 Building $372,500
2025	$4,120.00 (+9.75%) Homeowner's exemption
2023		$410,200	$425,100 Land $127,900 Building $297,200
2022	$3,754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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