2007 Paddock Ln, La Grange, KY 40031 Property Records

Oldham County property record for 2007 Paddock Ln, La Grange, KY 40031

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Tax Bill	$430 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-40B-06-411`

Property Details

APN / Parcel Number

Primary APN	`40-40B-06-411`
Alternative APN	`65029`

Exterior

Lot Area	47,916 sqft (1.1 acres)

Location & Zoning

Account Number	65029
Street Address	2007 PADDOCK LN
City	LA GRANGE
State	KY
Zip	40031-9462
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	1.1AC
Legal Block	SEC 6
Legal Lot Number	411
Jurisdiction	OLDHAM KY
Township / Civil Division	LA GRANGE
Census Block Group	1
Census Block	1006
Census Tract	30401

Owner

2007 Paddock Ln, residential vacant land, is owned and occupied by an individual who acquired it in June 2009.

Source: Oldham County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2005 PADDOCK LN, LA GRANGE, KY 40031-9462
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 22, 2017	Deed of Trust, Mortgage · Construction Mortgage RIVER CITY BANK
Jun 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2009
Deed Sale	Jun 12, 2009
Deed Document Number	403640
Deed Book / Page	D952 / 026
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	2007 PADDOCK LN, LA GRANGE, KY 40031-9462
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2601/938
Date	Sep 20, 2022
Book Page	M2601/938
Instrument	706596

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Jun 25, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	2007 PADDOCK LN, LA GRANGE, KY 40031-9462
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2278/494
Date	Sep 22, 2017
Book Page	M2278/494
Instrument	530452

Lender

Name	RIVER CITY BANK
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Mar 15, 2018

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	2007 PADDOCK LN, LA GRANGE, KY 40031-9462
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	KENTUCKIANA TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2311/0313
Date	Jun 28, 2018
Book Page	M2311/0313
Instrument	540515

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	6 Months

Tax Assessment & Valuation

The 2025 property tax bill for 2007 Paddock Ln was $430.

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$430.00	$35,000 Land $35,000	$35,000 Land $35,000
2023	$434.00	$35,000 Land $35,000	$35,000 Land $35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2007 Paddock Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2007 Paddock Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDHAM COUNTY WATER DISTRICT serves 38,409 people · EPA ID KY0930333
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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