Banks County property record for 2007 Moccasin Gap Rd, Lula, GA 30554
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,526 sqft · built 2023 |
| Lot Size | 10.3 acres (450,846 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $121,000 (Jan 2022) |
| Tax Bill | $4,035 (2025) |
| Deeds & Mortgages | Jul 2022 Construction Loan Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B05 038 |
| Primary APN | B05 038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,526 sqft Heated Area |
| 1st Floor Area | 2,033 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 450,846 sqft (10.3 acres) |
| Garage Area | 1,217 sqft |
| Porch | Slab |
| Porch Area | 136 sqft |
| Patio Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 17 |
|---|---|
| Street Address | 2007 MOCCASIN GAP RD |
| City | LULA |
| State | GA |
| Zip | 30554-3675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | ARR |
| Legal Description | TRCT 2 PB 6-1 |
| Legal Subdivision | 00600-LULA-ALTO AREA 5500 |
| Legal Tract | 2 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | MAYSVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970300 |
2007 Moccasin Gap Rd, a rural home, is owned and occupied by two individuals who bought it in January 2022.
Source: Banks County records, as of November 14, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2007 MOCCASIN GAP RD, LULA, GA 30554-3675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK |
| Jan 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage AGGEORGIA FARM CREDIT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2022 · Amount on File |
| Deed Sale | Jan 26, 2022 · Amount on File |
| Deed Document Number | 202256 |
| Deed Book / Page | 522 / 32 |
| Prior Transfer Date | May 9, 2008 |
| Prior Transfer Doc | 000351/609 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 2007 MOCCASIN GAP RD, LULA, GA 30554-3675 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2007 MOCCASIN GAP RD |
| Document Number | 0000000531/0000000587 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 0000000531/0000000587 |
| Name | AMERIS BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Jan 21, 2022 |
| Property Address | 2007 MOCCASIN GAP RD, LULA, GA 30554-3675 |
| Document Number | 0000522/32 |
| Book / Page | 522 / 32 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 2022-000056 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5628 HOLIDAY CIR, OAKWOOD, GA 30566-3501 |
| Document Number | 0000000522/0000000035 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 0000000522/0000000035 |
| Name | AGGEORGIA FARM CREDIT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2042 |
The 2025 property tax bill for 2007 Moccasin Gap Rd was $4,035, up 2.3% from the year before.
Source: Banks County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,035.00 (+2.31%) | $211,377 (+5.58%) Land $50,669 Building $160,708 | $528,444 (+5.58%) Land $126,673 Building $401,771 |
| 2024 | $3,944.00 (+415.56%) | $200,205 (+432.4%) Land $46,062 Building $154,143 | $500,513 (+432.4%) Land $115,156 Building $385,357 |
| 2023 | $765.00 (+21.43%) | $37,604 (+25.33%) Land $37,604 | $94,010 (+25.32%) Land $94,010 |
| 2022 | $630.00 | $30,005 Land $28,084 Building $1,921 | $75,014 Land $70,211 Building $4,803 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2007 Moccasin Gap Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2007 Moccasin Gap Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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