2007 Midday Dr, Zion, IL 60099 Property Records

Lake County property record for 2007 Midday Dr, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,784 sqft · built 2003
Lot Size	0.241 acres (10,494 sqft)
Owner	2 Individual Names on File
Last Sale	$186,000 (Nov 2016)
Tax Bill	$9,816 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-18-309-012`

Property Details

APN / Parcel Number

Primary APN	`04-18-309-012`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,784 sqft Living Area
Gross Area	3,224 sqft
1st Floor Area	1,040 sqft
2nd Floor Area	744 sqft
Upper Floors Area	744 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,494 sqft (0.241 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2007 MIDDAY DR
City	ZION
State	IL
Zip	60099-9202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET RIDGE PHASE 5; LOT 153
Legal Subdivision	SUNSET RIDGE PHASE 5
Legal Phase	5
Legal Lot Number	153
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	1
Census Block	1006
Census Tract	860105

Owner

2007 Midday Dr is owned and occupied by two individuals who bought it in November 2016.

Source: Lake County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2007 MIDDAY DR, ZION, IL 60099-9202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Mar 27, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Feb 22, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2016 · Amount on File
Deed Sale	Nov 17, 2016 · Amount on File
Prior Sale	Oct 7, 2003 · Amount on File
Deed Document Number	20167348358
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2007 MIDDAY DR, ZION, IL 60099-9202
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 MIDDAY DR, ZION, IL 60099-9202

Mortgage

Document Number	0008126213
Date	Oct 7, 2025
Instrument	8126213

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Jan 1, 2052

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2007 MIDDAY DR, ZION, IL 60099-9202
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 MIDDAY DR, ZION, IL 60099-9202

Mortgage

Document Number	0008026371
Date	Mar 27, 2024
Instrument	8026371

Lender

Name	MIDFIRST BANK
Type	Bank
Address	501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Jan 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	2007 MIDDAY DR, ZION, IL 60099-9202
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 MIDDAY DR, ZION, IL 60099-9202

Mortgage

Document Number	0007876134
Date	Feb 22, 2022
Instrument	7876134

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2007 Midday Dr was $9,816 with a homeowner's exemption, down 0.9% from the year before.

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,816.00 (-0.93%)	$101,159 Land $16,240 Building $84,919	$303,507 Land $48,725 Building $254,782
2024	$9,908.00 (+13.52%)
2023	$8,728.00 (+1.48%)	$76,663 (+5.16%) Land $12,307 Building $64,356	$230,012 (+5.16%) Land $36,925 Building $193,087
2022	$8,601.00	$72,899 Land $10,129 Building $62,770	$218,719 Land $30,390 Building $188,329

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2007 Midday Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2007 Midday Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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