2007 Lakeside Dr, Troy, MI 48085 Property Records

Oakland County property record for 2007 Lakeside Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,094 sqft · built 1997
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Feb 2019)
Tax Bill$7,949 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-01-151-039

Property Details

APN / Parcel Number

Primary APN88-20-01-151-039

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area3,094 sqft Living Area
1st Floor Area1,732 sqft
Basement Area1,732 sqft
Unfinished Basement1,732 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions204 ft deep x 85 ft wide
Garage Area645 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area56 sqft
Deck Area500 sqft
Patio Area500 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2007 LAKESIDE DR
CityTROY
StateMI
Zip48085-1014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1D
Legal DescriptionT2N, R11E, SEC 1 TROY LAKE ESTATES LOT 34 4-11-94 FR 004
Legal Range11E
Legal Township2N
Legal Section1
Legal SubdivisionTROY LAKE ESTATES
Legal Lot Number4,34
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group5
Census Block5012
Census Tract196000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2007 LAKESIDE DR, TROY, MI 48085-1014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2023Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF MICHIGAN CU
Oct 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
STAUNTON FINANCIAL INC
Oct 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
STAUNTON FINANCIAL INC
Feb 4, 2019Warranty Deed, Transfer · Conventional Mortgage
STAUNTON FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2019 · Amount on Record
Deed SaleFeb 4, 2019 · Amount on Record
Prior SaleApr 16, 2010 · Amount on Record
Deed Document Number201916885
Deed Book / Page52554 / 195
Prior Transfer DateJul 17, 2015
Prior Transfer Doc0000160015
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2007 LAKESIDE DR, TROY, MI 48085-1014
Transaction TypeMortgage
Record UpdatedAug 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2007 LAKESIDE DR, TROY, MI 48085-1014

Mortgage

Document Number0000086470
DateAug 9, 2023
Book Page58793/765
Instrument86470
Lender
NameUNIVERSITY OF MICHIGAN CU
TypeCredit Union
AddressANN ARBOR, MI 48104
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2007 LAKESIDE DR, TROY, MI 48085-1014
Transaction TypeMortgage
Record UpdatedOct 18, 2022
Title CompanyCISLO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2007 LAKESIDE DR, TROY, MI 48085-1014

Mortgage

Document Number0000235722
DateOct 4, 2021
Book Page56944/465
Instrument235722
Lender
NameSTAUNTON FINANCIAL INC
TypeNon-Lending Institution
AddressSOUTHFIELD, MI 48075
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2007 LAKESIDE DR, TROY, MI 48085-1014
Transaction TypeMortgage
Record UpdatedOct 18, 2022
Title CompanyCISLO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000176824
DateOct 24, 2019
Book Page53416/00454
Instrument176824
Lender
NameSTAUNTON FINANCIAL INC
TypeNon-Lending Institution
AddressSOUTHFIELD, MI 48075
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 4, 2019
Property Address2007 LAKESIDE DR, TROY, MI 48085-1014
Document Number0000016885
Book / Page52554 / 00195
Map ReferenceLB 232 PG 25
Instrument DateJan 31, 2019
Instrument016885
Transaction TypeTransfer
Record UpdatedOct 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,128.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2007 LAKESIDE DR, 2007, TROY, MI 48085-1014

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2007 LAKESIDE DR, TROY, MI 48085-1014

Mortgage

Document Number0000016886
DateFeb 4, 2019
Instrument016886
Lender
NameSTAUNTON FINANCIAL INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,949.00 (-3.85%)
2023$476,680
2022$8,267.00$238,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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