Bay County property record for 2007 E 11th St, Panama City, FL 32401
| Property Type | Retail Store |
|---|---|
| Details | 2,501 sqft · built 1990 |
| Lot Size | 0.679 acres (29,577 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (May 2002) |
| Tax Bill | $4,085 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 16054-020-000 |
| Primary APN | 16054-020-000 |
|---|
| Total Rooms | 2 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 2,501 sqft Gross Area |
| 1st Floor Area | 2,501 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Gambrel |
| Roof Material | Metal |
| Lot Area | 29,577 sqft (0.679 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2007 E 11TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4444 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Store |
| Local Zoning Code | PC09 |
| Legal Description | 3 4S 14W -235.2- 105A BEG 160 W & 409.16 S OF NE COR OF SE1/4 OF SE1/4 OF NW1/4 TH CONT S 209.41 TO N R/W OF 11TH ST E 160 N 143.61 NWLY 38.13 NLY 8.47 WLY 133 TO POB ORB 3224 P 1412 ORB 4619 P 1055 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1700 |
2007 E 11th St, a commercial property, is owned by an individual who acquired it in September 2022.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10519 FRONT BEACH RD, 1702, PANAMA CITY BEACH, FL 32407-3535 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2002 · Amount on File |
| Deed Sale | May 6, 2002 · Amount on File |
| Deed Document Number | 200227269 |
| Deed Book / Page | 2140 / 1150 |
| Last Transfer Date | Sep 15, 2022 |
| Transfer Doc | 0046191055 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 11, 2022 |
| Property Address | 2007 E 11TH ST, PANAMA CITY, FL 32401-4444 |
| Document Number | 0046191055 |
| Book / Page | 4619 / 1055 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 2022074502 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2007 E 11TH ST, 2007, PANAMA CITY BEACH, FL 32401-4444 |
| Name | Verified Name |
|---|---|
| Address | 10519 FRONT BEACH RD UNIT 1702, 1702, PANAMA CITY BEACH, FL 32407-3535 |
The 2025 property tax bill for 2007 E 11th St was $4,085, down 8.7% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,085.00 (-8.74%) | $258,659 (-1.81%) Land $148,100 Building $110,559 | $258,659 (-1.81%) Land $148,100 Building $110,559 |
| 2024 | $4,476.00 (-1.06%) | $263,438 (-2.65%) Land $148,100 Building $115,338 | $263,438 (-2.65%) Land $148,100 Building $115,338 |
| 2023 | $4,524.00 (+15.85%) | $270,596 (+12.96%) Land $148,100 Building $122,496 | $270,596 (+12.96%) Land $148,100 Building $122,496 |
| 2022 | $3,905.00 | $239,549 Land $118,480 Building $121,069 | $239,549 Land $118,480 Building $121,069 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2007 E 11th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1983–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2007 E 11th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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