2007 Desoto Dr, Charlottesville, VA 22902 Property Records

Albemarle County property record for 2007 Desoto Dr, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,735 sqft · built 2023
Lot Size	0.028 acres (1,220 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Mar 2023)
Tax Bill	$2,174 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2023 Second Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`090F0-00-0G-02000`

Property Details

APN / Parcel Number

Primary APN	`090F0-00-0G-02000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,735 sqft Finished Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	1,220 sqft (0.028 acres)
Garage Area	228 sqft
Porch	Slab
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2007 DESOTO DR
City	CHARLOTTESVILLE
State	VA
Zip	22902-8762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVON PARK II LOT 20
Legal Subdivision	AVON PARK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	1
Census Block	1003
Census Tract	11301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2007 DESOTO DR, CHARLOTTESVILLE, VA 22902-8762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU INC
Mar 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PIEDMONT HOUSING ALLIANCE
Mar 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PIEDMONT HOUSING ALLIANCE
Mar 24, 2023	Lease, Transfer
Mar 24, 2023	Lease, Transfer
Mar 24, 2023	Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Mar 24, 2023	Deed, Transfer · Conventional Mortgage VIRGINIA CU INC
Mar 24, 2023	Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Mar 24, 2023	Deed, Transfer · Stand-Alone Second Mortgage VIRGINIA DEPARTMENT OF HOUSING AND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Deed Document Number	20232268
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2007 DESOTO DR, CHARLOTTESVILLE, VA 22902-8762
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129A BRANDON LADD CIR, WAYNESBORO, VA 22980-3253

Mortgage

Document Number	202300002269
Date	Mar 24, 2023
Instrument	202300002269

Lender

Name	VIRGINIA CU INC
Type	Credit Union
Address	RICHMOND, VA 23225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2007 DESOTO DR, CHARLOTTESVILLE, VA 22902-8762
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300002271
Date	Mar 24, 2023
Instrument	202300002271

Lender

Name	PIEDMONT HOUSING ALLIANCE
Type	Government Agency
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2007 DESOTO DR, CHARLOTTESVILLE, VA 22902-8762
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300002271
Date	Mar 24, 2023
Instrument	202300002271

Lender

Name	PIEDMONT HOUSING ALLIANCE
Type	Government Agency
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2023: Lease, Transfer

Document Type	Lease
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 24, 2023
Property Address	2007 DESOTO DR, CHARLOTTESVILLE, VA 22902-8762
Document Number	202300002272
Instrument Date	Mar 22, 2023
Instrument	202300002272
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2023: Lease, Transfer

Document Type	Lease
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 24, 2023
Property Address	2007 DESOTO DR, CHARLOTTESVILLE, VA 22902-8762
Document Number	202300002272
Instrument Date	Mar 22, 2023
Instrument	202300002272
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 24, 2023
Property Address	2007 DESOTO DR, CHARLOTTESVILLE, VA 22902-8762
Document Number	202300002267
Map Reference	MB 5623 PG 481-486
Instrument Date	Mar 20, 2023
Instrument	202300002267
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$244.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1606, CHARLOTTESVILLE, VA 22902-1606

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 24, 2023
Property Address	2007 DESOTO DR, CHARLOTTESVILLE, VA 22902-8762
Document Number	202300002268
Map Reference	MB 5623 PG 481-486
Instrument Date	Mar 20, 2023
Instrument	202300002268
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 DESOTO DR, CHARLOTTESVILLE, VA 22902-8762

Mortgage

Document Number	202300002269
Date	Mar 24, 2023
Instrument	202300002269

Lender

Name	VIRGINIA CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Mortgage

Document Number	202300002270
Date	Mar 24, 2023
Instrument	202300002270

Lender

Name	VIRGINIA DEPARTMENT OF HOUSING AND COMM
Type	Government Agency
Address	RICHMOND, VA 23219

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 24, 2023
Property Address	2007 DESOTO DR, CHARLOTTESVILLE, VA 22902-8762
Document Number	202300002267
Map Reference	MB 5623 PG 481-486
Instrument Date	Mar 20, 2023
Instrument	202300002267
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$244.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1606, CHARLOTTESVILLE, VA 22902-1606

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 24, 2023
Property Address	2007 DESOTO DR, CHARLOTTESVILLE, VA 22902-8762
Document Number	202300002268
Map Reference	MB 5623 PG 481-486
Instrument Date	Mar 20, 2023
Instrument	202300002268
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 DESOTO DR, CHARLOTTESVILLE, VA 22902-8762

Mortgage

Document Number	202300002270
Date	Mar 24, 2023
Instrument	202300002270

Lender

Name	VIRGINIA DEPARTMENT OF HOUSING AND
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,174.00 (+0.42%)	$243,200 (+0.41%) Land $9,900 Building $233,300	$243,200 (+0.41%) Land $9,900 Building $233,300
2025	$2,165.00 (-23.42%)	$242,200 (-16.43%) Land $9,900 Building $232,300	$242,200 (-16.43%) Land $9,900 Building $232,300
2023	$2,827.00 (+260.13%)	$289,800 Land $97,000 Building $192,800	$289,800 Land $97,000 Building $192,800
2022	$785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Ting.

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