2007 Co Rd 39, Waterloo, IN 46793 Property Records

DeKalb County property record for 2007 Co Rd 39, Waterloo, IN 46793

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,672 sqft · built 1952
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,037,400 (Mar 2026)
Tax Bill	$2,651 (2025)
Deeds & Mortgages	Nov 2016 Mortgage Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-02-26-300-002.000-018`

Property Details

APN / Parcel Number

Primary APN	`17-02-26-300-002.000-018`
Alternative APN	`100226300002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,672 sqft Living Area
1st Floor Area	2,672 sqft
Basement Area	1,263 sqft
Unfinished Basement	1,263 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1970
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	1,742,400 sqft (40 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Gazebo	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	100226300002
Street Address	2007 COUNTY ROAD 39
City	WATERLOO
State	IN
Zip	46793-9788
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N1/2 S1/2 SW1/4 SECTION 26 TWP 35 RANGE 13 ACRES 40.0000
Jurisdiction	DE KALB IN
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3057
Census Tract	20100

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2007 COUNTY ROAD 39, WATERLOO, IN 46793-9788
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2016	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Mar 11, 2026	Warranty Deed, Transfer · Commercial Mortgage THE GARRETT STATE BANK
Mar 11, 2026	Warranty Deed, Transfer · Commercial Mortgage THE GARRETT STATE BANK
Jan 7, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 1, 2014	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Prior Sale	Jan 7, 2026
Deed Document Number	20261216
Prior Transfer Date	Dec 9, 2025
Prior Transfer Doc	0202600084
Record Updated	Oct 29, 2026

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	2007 COUNTY ROAD 39, WATERLOO, IN 46793-9788
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201606243
Date	Nov 9, 2016
Instrument	201606243

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 26, 2026

Interest

Rate Type	Fixed Rate

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Mar 11, 2026
Property Address	2007 COUNTY ROAD 39, WATERLOO, IN 46793-9788
Document Number	0202601216
Instrument Date	Mar 6, 2026
Instrument	202601216
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 COUNTY ROAD 39, WATERLOO, IN 46793-9788

Mortgage

Document Number	0202601217
Date	Mar 11, 2026
Instrument	202601217

Lender

Name	THE GARRETT STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2056

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Mar 11, 2026
Property Address	2007 COUNTY ROAD 39, WATERLOO, IN 46793-9788
Document Number	0202601216
Instrument Date	Mar 6, 2026
Instrument	202601216
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	MTC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 COUNTY ROAD 39, WATERLOO, IN 46793-9788

Mortgage

Document Number	0202601217
Date	Mar 11, 2026
Instrument	202601217

Lender

Name	THE GARRETT STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2056

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IN
Recording Date	Jan 7, 2026
Property Address	2007 COUNTY ROAD 39, WATERLOO, IN 46793-9788
Document Number	0202600084
Instrument Date	Dec 9, 2025
Instrument	202600084
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 COUNTY ROAD 39, WATERLOO, IN 46793-9788

October 2014: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IN
Recording Date	Oct 1, 2014
Property Address	2007 COUNTY ROAD 39, WATERLOO, IN 46793-9788
Document Number	0201404615
Instrument Date	Oct 1, 2014
Instrument	201404615
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 COUNTY ROAD 39, WATERLOO, IN 46793-9788

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Smithfield Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,651.00 (-3.88%)	$452,700 (+4.05%) Land $109,400 Building $343,300	$452,700 (+4.05%) Land $109,400 Building $343,300
2024	$2,758.00 (-0.58%)	$435,100 (+6.43%) Land $104,700 Building $330,400	$435,100 (+6.43%) Land $104,700 Building $330,400
2023	$2,774.00 (+11.05%)	$408,800 (+15.81%) Land $91,900 Building $316,900	$408,800 (+15.81%) Land $91,900 Building $316,900
2022	$2,498.00	$353,000 Land $77,200 Building $275,800	$353,000 Land $77,200 Building $275,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Lakeland Internet Fixed Wireless	100 / 20
Watch TV Fixed Wireless	25 / 3

May also be available: Frontier, Mercury Fiber.

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