2007 Charters Cir, Nevada, TX 75173 Property Records

Collin County property record for 2007 Charters Cir, Nevada, TX 75173

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,706 sqft · built 2025
Lot Size	1.14 acres (49,789 sqft)
Owner	2 Individual Names on Record
Last Sale	$461,425 (Jul 2025)
Tax Bill	$418 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-12945-000-1040-1`

Property Details

APN / Parcel Number

Primary APN	`R-12945-000-1040-1`
Alternative APNs	`000002884900` `2884900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,706 sqft Living Area
Gross Area	3,813 sqft
1st Floor Area	2,706 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Brick
Construction Type	Wood
Lot Area	49,789 sqft (1.14 acres)
Garage Type	Attached
Garage Area	882 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2007 CHARTERS CIR
City	NEVADA
State	TX
Zip	75173-1289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE POINT PHASE 2, LOT 104
Legal Subdivision	PROVIDENCE POINT PHASE 2 (GCN)
Legal Lot Number	104
Jurisdiction	COLLIN TX
Township / Civil Division	FARMERSVILLE
Census Block Group	2
Census Block	2048
Census Tract	31102

Owner

Source: Collin County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2007 CHARTERS CIR, NEVADA, TX 75173-1289
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 9, 2025	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Deed Document Number	202585610
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2007 CHARTERS CIR, NEVADA, TX 75173-1289
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 CHARTERS CIR, NEVADA, TX 75173-1289

Mortgage

Document Number	2026000031198
Date	Mar 12, 2026
Instrument	2026000031198

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	5%

July 2025: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jul 9, 2025
Property Address	2007 CHARTERS CIR, NEVADA, TX 75173-1289
Document Number	2025000085610
Map Reference	MB 2023 PG 225-226
Instrument Date	Jul 3, 2025
Instrument	2025000085610
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025
Title Company	TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 CHARTERS CIR, NEVADA, TX 75173-1289

Mortgage

Document Number	2025000085611
Date	Jul 9, 2025
Instrument	2025000085611

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	Community Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$418.00 (-74.29%)	$109,500 Land $109,500	$109,500 Land $109,500
2024	$1,626.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO BASIN SUD serves 14,748 people · EPA ID TX1160029
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fiber	2,000 / 2,000
Peoples Communications Fiber	1,000 / 1,000
Point Broadband Fixed Wireless	100 / 100

May also be available: Element8, Verizon.

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