2007 Chad Ct, Montgomery, IL 60538 Property Records

Kendall County property record for 2007 Chad Ct, Montgomery, IL 60538

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,126 sqft · built 2006
Lot Size	0.308 acres (13,416 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jan 2026)
Tax Bill	$10,533 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-125-001`

Property Details

APN / Parcel Number

Primary APN	`02-02-125-001`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,126 sqft Living Area
Gross Area	4,952 sqft
1st Floor Area	3,126 sqft
Basement Area	1,416 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,416 sqft (0.308 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2007 CHAD CT
City	MONTGOMERY
State	IL
Zip	60538-5114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 285 LAKEWOOD CREEK WEST UNIT 2 VILLAGE OF MONTGOMERY
Legal Subdivision	LAKEWOOD CREEK WEST UNIT 2
Legal Lot Number	285
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	3
Census Block	3003
Census Tract	890404

Owner

Source: Kendall County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2007 CHAD CT, MONTGOMERY, IL 60538-5114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MORTGAGE LLC
Jan 6, 2026	Warranty Deed, Transfer · VA Mortgage NATIONS DIRECT MORTGAGE LLC
Aug 15, 2025	Warranty Deed, Transfer · Commercial Mortgage DEBRA J GALLAGHER IRA
Mar 14, 2018	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Mar 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Prior Sale	Aug 15, 2025 · Amount on Record
Deed Document Number	2026138
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	2007 CHAD CT, MONTGOMERY, IL 60538-5114
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 CHAD CT, MONTGOMERY, IL 60538-5114

Mortgage

Document Number	0000016577
Date	Dec 16, 2025
Instrument	202500016577

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

Interest

Rate	5.5%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jan 6, 2026
Property Address	2007 CHAD CT, MONTGOMERY, IL 60538-5114
Document Number	0000000138
Map Reference	DOC 3-28799
Instrument Date	Oct 16, 2025
Instrument	202600000138
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2007 CHAR 15OR, MONTGOMERY, IL 60538

Mortgage

Document Number	202500016577
Date	Jan 6, 2026
Instrument	202500016577

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2055

Interest

Rate	5.5%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 15, 2025
Property Address	2007 CHAD CT, MONTGOMERY, IL 60538-5114
Document Number	0000010386
Map Reference	DOC 03-28799
Instrument Date	Jul 17, 2025
Instrument	202500010386
Transaction Type	Transfer
Record Updated	Aug 29, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 N LINCOLN AVE, CHICAGO, IL 60657-4108
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009670
Date	Aug 4, 2025
Instrument	202500009670

Lender

Name	DEBRA J GALLAGHER IRA
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENDALL IL
Property Address	2007 CHAD CT, MONTGOMERY, IL 60538-5114
Document Number	0000004086
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 CHAD CT MONTGOMERY IL 605385114, MONTGOMERY, IL 60538-5114

Mortgage

Document Number	0000004086
Date	Mar 28, 2018
Instrument	4086

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Interest

Rate	4.25%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	2007 CHAD CT, MONTGOMERY, IL 60538-5114
Document Number	0000004087
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 CHAD CT MONTGOMERY IL 605385114, MONTGOMERY, IL 60538-5114

Mortgage

Document Number	0000004087
Date	Mar 28, 2018
Instrument	4087

Lender

Name	HUD-HOUSING/URBAN DEV
Address	TULSA, OK 74137

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Municipality	Montgomery Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,533.00 (+2.86%)	$143,856 (+9.24%) Land $11,187 Building $132,669	$431,568 (+9.24%) Land $33,561 Building $398,007
2024	$10,240.00	$131,688 (+23.11%) Land $10,241 Building $121,447	$395,064 (+23.11%) Land $30,723 Building $364,341
2022		$106,964 Land $8,319 Building $98,645	$320,892 Land $24,957 Building $295,935

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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