2007 5th St S, Moorhead, MN 56560 Property Records

Clay County property record for 2007 5th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,680 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (May 2012)
Tax Bill	$3,678 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`58.650.0540`

Property Details

APN / Parcel Number

Primary APN	`58.650.0540`

Exterior

Lot Area	8,680 sqft (0.2 acres)

Location & Zoning

Street Address	2007 5TH ST S
City	MOORHEAD
State	MN
Zip	56560-4142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME RIVERSHORE HEIGHTS ADD SUBDIVISIONCD 58650 S 55' OF LOT 2 & N 15' OF LOT 3 4
Legal Range	48
Legal Township	139
Legal Section	17
Legal Subdivision	RIVERSHORE HEIGHTS ADD
Legal Block	4
Legal Lot Number	2
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	3
Census Block	3018
Census Tract	20500

Owner

2007 5th St S is owned and occupied by an individual who bought it in May 2012.

Source: Clay County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2007 5TH ST S, MOORHEAD, MN 56560-4142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST CLASS MORTGAGE II INC
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS CU
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2012 · Amount on File
Deed Sale	May 15, 2012 · Amount on File
Prior Sale	Nov 14, 2007 · Amount on File
Deed Document Number	2012708489
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	2007 5TH ST S, MOORHEAD, MN 56560-4142
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000812466
Date	Feb 24, 2021
Instrument	812466

Lender

Name	FIRST CLASS MORTGAGE II INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	2007 5TH ST S, MOORHEAD, MN 56560-4142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000770000
Date	Jun 23, 2017
Instrument	770000

Lender

Name	UNITED SAVINGS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	2007 5TH ST S, MOORHEAD, MN 56560-4142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000809931
Date	Dec 16, 2020
Instrument	809931

Lender

Name	UNITED SAVINGS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 15, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2007 5th St S was $3,678 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,678.00 Homeowner's exemption	$236,200 (+2.21%) Land $44,700 Building $191,500	$236,200 (+2.21%) Land $44,700 Building $191,500
2025		$231,100 Land $47,000 Building $184,100	$231,100 Land $47,000 Building $184,100
2023	$3,254.00 Homeowner's exemption	$218,200 Land $47,000 Building $171,200	$218,200 Land $47,000 Building $171,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2007 5th St S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	234 (1978–2011)
Claims Outside the SFHA	148 of 234
Most Recent Claim	Apr 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 60 claims Flooding, Apr 2010 · 48 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 89 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2007 5th St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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