2006 Avalon Mist Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 2006 Avalon Mist Cir, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,443 sqft · built 2007
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,500 (Jun 2018)
Tax Bill	$5,973 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T041600229`

Property Details

APN / Parcel Number

Primary APN	`T041600229`
Alternative APN	`2-113A-9335-00-0065.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,443 sqft Living Area
Gross Area	5,459 sqft
1st Floor Area	2,443 sqft
Basement Area	2,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T041600229
Street Address	2006 AVALON MIST CIR
City	O FALLON
State	MO
Zip	63368-7334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVALON LOT 65
Legal Subdivision	AVALON
Legal Lot Number	65
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1015
Census Tract	311154

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2006 AVALON MIST CIR, O FALLON, MO 63368-7334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Sep 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage TRIAD BANK
Jan 13, 2020	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Aug 8, 2019	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
Jun 6, 2018	Warranty Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2018 · Amount on Record
Deed Sale	Jun 6, 2018 · Amount on Record
Prior Sale	Jun 25, 2007 · Amount on Record
Deed Document Number	2018314640
Deed Book / Page	6930 / 467
Prior Transfer Date	May 31, 2007
Prior Transfer Doc	0000521960
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2006 AVALON MIST CIR, DARDENNE PRAIRIE, MO 63368-7334
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2006 AVALON MIST CIR, O FALLON, MO 63368-7334

Mortgage

Document Number	2021R054694
Date	Jun 29, 2021
Instrument	2021R-054694

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2006 AVALON MIST CIR, DARDENNE PRAIRIE, MO 63368-7334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068141223
Date	Sep 27, 2017
Book Page	6814/1223
Instrument	20170927000608450

Lender

Name	TRIAD BANK
Type	Bank
Address	SAINT LOUIS, MO 63131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2006 AVALON MIST CIR, DARDENNE PRAIRIE, MO 63368-7334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072142357
Date	Jan 13, 2020
Book Page	7214/2357
Instrument	20200113000022670

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	177 Months
Due	Oct 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2006 AVALON MIST CIR, DARDENNE PRAIRIE, MO 63368-7334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 AVALON MIST CIR, O FALLON, MO 63368-7335

Mortgage

Document Number	0073731516
Date	Aug 17, 2020
Book Page	7373/1516
Instrument	20200817000591010

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2006 AVALON MIST CIR, DARDENNE PRAIRIE, MO 63368-7334
Document Number	0071260643
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2006 AVALON MIST CIR O FALLON MO 633687334, O FALLON, MO 63368-7334

Mortgage

Document Number	0071260643
Date	Aug 20, 2019
Book Page	007126/000643
Instrument	439650

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 6, 2018
Property Address	2006 AVALON MIST CIR, DARDENNE PRAIRIE, MO 63368-7334
Document Number	0069300467
Book / Page	006930 / 000467
Instrument Date	May 31, 2018
Instrument	314640
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	CONTINENTAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2006 AVALON MIST CIR O FALLON MO 633687334, O FALLON, MO 63368-7334

Mortgage

Document Number	69300469
Date	Jun 6, 2018
Book Page	006930/000469
Instrument	314650

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Dardenne Prairie City
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,794 (-)	$519,969 (-) Land $90,000 Building $429,969
2025	$5,973.00 (+9.78%)	$98,794 (+12.95%)	$519,969 (+12.95%) Land $90,000 Building $429,969
2024	$5,441.00
2023		$87,466
2022			$460,345 Land $70,000 Building $390,345

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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