20055 Unity Ave, Cresco, IA 52136 Property Records

Howard County property record for 20055 Unity Ave, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,976 sqft · built 2021
Lot Size	2.77 acres (120,661 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,500 (May 2020)
Tax Bill	$4,762 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120171011020000`

Property Details

APN / Parcel Number

Primary APN	`120171011020000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	120,661 sqft (2.77 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	357 sqft
Utility Building	2,800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	20055 UNITY AVE
City	CRESCO
State	IA
Zip	52136-8633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 NE NE
Legal Range	11W
Legal Township	97N
Legal Section	17
Legal Lot Number	1
Jurisdiction	HOWARD IA
Township / Civil Division	NEW OREGON
Census Block Group	2
Census Block	2096
Census Tract	960200

Owner

Source: Howard County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20055 UNITY AVE, CRESCO, IA 52136-8633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
May 18, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Deed Document Number	2020736
Deed Book / Page	2020 / 736
Prior Transfer Date	May 14, 2020
Prior Transfer Doc	002020/736
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	20055 UNITY AVE, CRESCO, IA 52136-8633
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/192
Date	Feb 7, 2022
Book Page	2022/192
Instrument	2022 0192

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	20055 UNITY AVE, CRESCO, IA 52136-8633
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/732
Date	Apr 14, 2021
Book Page	2021/732
Instrument	2021 0732

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD IA
Recording Date	May 18, 2020
Property Address	20055 UNITY AVE, CRESCO, IA 52136-8633
Document Number	002020/736
Book / Page	2020 / 736
Instrument Date	May 14, 2020
Instrument	2020 0736
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Amount	Amount Recorded
Tax	$6.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3085 120TH ST, LAWLER, IA 52154-9453

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,762.00	$432,430 (+9.68%) Land $23,390 Building $409,040	$432,430 (+9.68%) Land $23,390 Building $409,040
2024	$4,762.00 (+3.66%)
2023		$394,250 (+25.33%) Land $23,390 Building $370,860	$394,250 (+25.33%) Land $23,390 Building $370,860
2022	$4,594.00 Additional exemption filed	$314,560 Land $17,660 Building $296,900
2021			$314,560 Land $17,660 Building $296,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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