20054 Seadale Ct, Estero, FL 33928 Property Records

Lee County property record for 20054 Seadale Ct, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,881 sqft · built 2004
Lot Size0.191 acres (8,337 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Sep 2004)
Tax Bill$4,408 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN25-46-25-E1-1601B.0170

Property Details

APN / Parcel Number

Primary APN25-46-25-E1-1601B.0170
Alternative APNs
  • 252546E11601B0170
  • 254625160001B0170
  • 10458987

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,881 sqft Living Area
Gross Area3,527 sqft
1st Floor Area1,989 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area8,337 sqft (0.191 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area444 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area202 sqft
Patio Area580 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10458987
Street Address20054 SEADALE CT
CityESTERO
StateFL
Zip33928-7728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionGRANDE OAK S/D PB 67 PGS 15 THRU 36 TRACT 1B LOT 17
Legal Range25E
Legal Township46S
Legal Section25
Legal SubdivisionGRANDE OAK S/D
Legal Tract1B
Legal Block2
Legal Lot Number17
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group2
Census Block2005
Census Tract40118

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20054 SEADALE CT, ESTERO, FL 33928-7728
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2004 · Amount on Record
Deed SaleSep 15, 2004 · Amount on Record
Deed Document Number20046440821
Deed Book / Page4430 / 3362
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20054 SEADALE CT, ESTERO, FL 33928-7728
Document Number0000224828
Instrument DateOct 16, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 OCEAN BAY BLVD LAVALLETTE NJ 087351922, LAVALLETTE, NJ 08735-1922

Mortgage

Document Number0000224828
DateOct 27, 2017
Instrument224828
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 26, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$360,099 (+2.7%)$561,374 (+2.24%) Land $132,979 Building $428,395
2025$4,408.00 (+7.02%) Homeowner's exemption$350,632 (+5.99%)$549,101 (+0.51%) Land $151,939 Building $397,162
2023$4,119.00 (-0.46%) Homeowner's exemption$330,825 (+3%)$546,332 (+22.41%) Land $162,597 Building $383,735
2022$4,138.00 Homeowner's exemption$321,189$446,297 Land $121,800 Building $324,497

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 108 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000

May also be available: Verizon.

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