20053 Banjo Ln, Redding, CA 96002 Property Records

Shasta County property record for 20053 Banjo Ln, Redding, CA 96002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,242 sqft · built 1951
Lot Size	8.18 acres (356,756 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Oct 2022)
Tax Bill	$2,796 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-450-035-000`

Property Details

APN / Parcel Number

Primary APN	`054-450-035-000`
Alternative APN	`05445035`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	356,756 sqft
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	054450035000
Street Address	20053 BANJO LN
City	REDDING
State	CA
Zip	96002-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IR-T
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	1
Census Block	1021
Census Tract	11403

Owner

Source: Shasta County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 TREMONT ST, BRAINTREE, MA 02184-5443
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU
Oct 27, 2022	Grant Deed, Transfer · Commercial Mortgage DIVERSIFIED FINANCING SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Prior Sale	Feb 16, 2006 · Amount on Record
Deed Document Number	202231740
Prior Transfer Date	Oct 25, 2022
Prior Transfer Doc	0000031739
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	20053 BANJO LN, REDDING, CA 96002-9428
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 TREMONT ST, BRAINTREE, MA 02184-5443

Mortgage

Document Number	0000028404
Date	Dec 19, 2023
Instrument	2023-0028404

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Max Rate	12.5%

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Oct 27, 2022
Property Address	20053 BANJO LN, REDDING, CA 96002-9428
Document Number	0000031740
Instrument Date	Oct 21, 2022
Instrument	2022-0031740
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 692551, QUINCY, MA 02269-2551

Mortgage

Document Number	0000031741
Date	Oct 27, 2022
Instrument	2022-0031741

Lender

Name	DIVERSIFIED FINANCING SOLUTIONS
Type	Non-Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2023

Tax Assessment & Valuation

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Elementary School District	Junction Elementary School District (KG - 08)
Secondary School District	Shasta Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$265,301 (+2%) Land $84,896 Building $180,405
2025	$2,796.00 (+1.23%)	$260,100 (+4.04%) Land $83,232 Building $176,868
2024	$2,762.00 (+1.66%)
2023	$2,717.00 (+6.84%)	$250,000 Land $80,000 Building $170,000
2022	$2,543.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1995–2014)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Dec 2014 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDDING serves 90,254 people · EPA ID CA4510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Com-Pair Services Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

Nearby Properties on Banjo Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures