Pasco County property record for 20051 Stone Pine Cir, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,531 sqft · built 2021 |
| Lot Size | 0.138 acres (6,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $516,000 (May 2021) |
| Tax Bill | $12,462 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 34-26-18-0120-00800-0090 |
| Primary APN | 34-26-18-0120-00800-0090 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,531 sqft Living Area |
| Gross Area | 4,568 sqft |
| Upper Floors Area | 2,026 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,050 sqft (0.138 acres) |
| Garage Area | 693 sqft |
| Pool Area | 348 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 4183220 |
|---|---|
| Street Address | 20051 STONE PINE CIR |
| City | LUTZ |
| State | FL |
| Zip | 33558-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | MORSANI PHASE 3B PB 80 PG 6 BLOCK 8 LOT 9 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | LONG LAKE RANCH VILLAGE |
| Legal Phase | 3B |
| Legal Tract | 120 |
| Legal Block | 8 |
| Legal Lot Number | 9 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 31605 |
20051 Stone Pine Cir is owned and occupied by an individual who bought it in May 2021.
Source: Pasco County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 20051 STONE PINE CIR, LUTZ, FL 33558-4401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU |
| May 28, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on File |
| Deed Sale | May 28, 2021 · Amount on File |
| Deed Document Number | 2021111867 |
| Deed Book / Page | 10358 / 2307 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 20051 STONE PINE CIR, LUTZ, FL 33558-4401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0106393404 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 10639/3404 |
| Instrument | 2022139269 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 15, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 28, 2021 |
| Property Address | 20051 STONE PINE CIR, LUTZ, FL 33558-4401 |
| Document Number | 0103582307 |
| Book / Page | 10358 / 2307 |
| Map Reference | MB 80 PG 6 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021111867 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 3, 2023 |
| Title Company | M/I TITLE AGENCY LIMITED LC, MI TITLE AGENCY LTD LC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,612.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4343 ANCHOR PLAZA PKWY STE 200, 200, TAMPA, FL 33634-7508 |
| Name | Verified Name |
|---|---|
| Address | 20051 STONE PINE CIR, LUTZ, FL 33558-4401 |
| Document Number | 0103582309 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 10358/2309 |
| Name | M/I FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 20051 Stone Pine Cir was $12,462 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,462.00 Homeowner's exemption | $557,530 Land $105,633 Building $451,897 | $658,957 Land $105,633 Building $553,324 |
| 2023 | $11,885.00 (+9.95%) Additional exemption filed | $526,040 (+3%) Land $71,874 Building $454,166 | $677,883 (+28.56%) Land $71,874 Building $606,009 |
| 2022 | $10,809.00 Homeowner's exemption | $510,720 Land $59,895 Building $450,825 | $527,300 Land $59,895 Building $467,405 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20051 Stone Pine Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 158 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 units insured incl. 29 condo units |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20051 Stone Pine Cir is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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