20051 Oriana Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 20051 Oriana Loop, Land O Lakes, FL 34638

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,531 sqft
Lot Size	0.199 acres (8,700 sqft)
Owner	Individual Name on File
Last Sale	$785,000 (Aug 2025)
Tax Bill	$1,260 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-26-18-0140-00000-0260`

Property Details

APN / Parcel Number

Primary APN	`15-26-18-0140-00000-0260`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,531 sqft Living Area
Gross Area	4,526 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,700 sqft (0.199 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	20051 ORIANA LOOP
City	LAND O LAKES
State	FL
Zip	34638-3867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	OAKSTEAD ESTATES PB 93 PG 009 LOT 26
Legal Subdivision	OAKSTEAD
Legal Lot Number	26
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1002
Census Tract	31604

Owner

20051 Oriana Loop is owned and occupied by an individual who bought it in August 2025.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20051 ORIANA LOOP, LAND O LAKES, FL 34638-3867
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Deed Document Number	2025165591
Deed Book / Page	11272 / 233
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Aug 29, 2025
Property Address	20051 ORIANA LOOP, LAND O LAKES, FL 34638-3867
Document Number	0112720233
Book / Page	11272 / 233
Map Reference	MB 93 PG 9-12
Instrument Date	Aug 28, 2025
Instrument	2025165591
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2025
Title Company	M/I TITLE LLC, MI TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4211 W BOY SCOUT BLVD # BLVD300, BLVD300, TAMPA, FL 33607-5724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20051 ORIANA LOOP, LAND O LAKES, FL 34638-3867

Mortgage

Document Number	0011272235
Date	Aug 29, 2025
Instrument	11272/235

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 20051 Oriana Loop was $1,260.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,260.00	$74,934 Land $74,934	$74,934 Land $74,934

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20051 Oriana Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (1988–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20051 Oriana Loop is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oriana Loop

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