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20050 Chapel Trce, Estero, FL 33928 Property Records

Lee County property record for 20050 Chapel Trce, Estero, FL 33928 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 5,014 sqft · built 2002
Lot Size0.289 acres (12,571 sqft)
Owner2 Individual Names on File
Last Sale$885,000 (Jun 2020)
Tax Bill$13,557 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Flood ZoneZone X (moderate risk)
APN32-46-25-E1-0700F.0610

Property Details

APN / Parcel Number

Primary APN32-46-25-E1-0700F.0610
Alternative APNs
  • 253246E10700F0610
  • 10448909

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area5,014 sqft Living Area
Gross Area7,543 sqft
1st Floor Area3,235 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area12,571 sqft (0.289 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area695 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area312 sqft
PorchSlab
Patio Area836 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10448909
Street Address20050 CHAPEL TRCE
CityESTERO
StateFL
Zip33928-2963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST BAY CLUB PB 62 PGS 79-111 BLK F LOT 61
Legal Range25E
Legal Township46S
Legal Section32
Legal SubdivisionWEST BAY CLUB
Legal TractE1
Legal BlockF
Legal Lot Number61
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1004
Census Tract50319

Owner

Source: Lee County records · APN 32-46-25-E1-0700F.0610

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20050 CHAPEL TRCE, ESTERO, FL 33928-2963
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2020 · Amount on Record
Deed SaleJun 02, 2020 · Amount on Record
Prior SaleNov 01, 2012 · Amount on Record
Deed Document Number2020123546
Prior Transfer DateJan 23, 2017
Prior Transfer Doc0000050635
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20050 CHAPEL TRCE, ESTERO, FL 33928-2963
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20050 CHAPEL TRCE, ESTERO, FL 33928-2963

Mortgage

Document Number0000090360
DateMar 18, 2022
Instrument2022000090360
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,557.00 (+5.97%) Homeowner's exemption$1,053,211 (+5.99%)$1,824,685 (+28.09%) Land $272,935 Building $1,551,750
2023$12,793.00 (+1.31%) Homeowner's exemption$993,717 (+3%)$1,424,557 (+23.58%) Land $259,037 Building $1,165,520
2022$12,628.00 Homeowner's exemption$964,774$1,152,786 Land $188,498 Building $964,288

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 266 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies755 units insured
489 under condo master policies
Nearby Flood Claims124 (2017–2022)
Claims Outside the SFHA28 of 124
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 71 claims
  • Hurricane Ian, Sep 2022 · 51 claims

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,042 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Orlando Telephone CompanyFiber2,000 / 2,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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