2005 W Austin Ave, Jay, OK 74346 Property Records

Delaware County property record for 2005 W Austin Ave, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,084 sqft
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Nov 2019)
Tax Bill	$976 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22N23E-02-0-50231-002-0002`

Property Details

APN / Parcel Number

Primary APN	`22N23E-02-0-50231-002-0002`
Alternative APNs	`0014291` `14291`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,084 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	252 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14291
Street Address	2005 W AUSTIN AVE
City	JAY
State	OK
Zip	74346-3828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD 1 LOT 2 BLK 2 2300-381
Legal Range	23E
Legal Township	22N
Legal Section	02
Legal Subdivision	JAY-OAKWOOD 1
Legal Block	2
Legal Lot Number	2
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	3
Census Block	3041
Census Tract	376000

Owner

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2005 W AUSTIN AVE, JAY, OK 74346-3828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Nov 6, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Prior Sale	Aug 23, 2010 · Amount on Record
Deed Document Number	20198841
Deed Book / Page	2300 / 381
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	2005 W AUSTIN AVE, JAY, OK 74346-3828
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 W AUSTIN AVE, JAY, OK 74346-3828

Mortgage

Document Number	002625/776
Date	Dec 2, 2025
Book Page	2625/776
Instrument	I-2025-010677

Lender

Name	ARVEST BANK
Type	Bank
Address	JAY, OK 74346

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Nov 6, 2019
Property Address	2005 W AUSTIN AVE, JAY, OK 74346-3828
Document Number	002300/381
Book / Page	2300 / 381
Instrument Date	Nov 1, 2019
Instrument	2019-008841
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019008842
Date	Nov 6, 2019
Instrument	2019-008842

Lender

Name	HOMESTEAD MORTGAGE SERVICES INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Jay City
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,500 (+5%) Land $1,054 Building $10,446	$99,996 (-16.47%) Land $9,162 Building $90,834
2025	$976.00 (+1.04%)	$10,952 (+4.99%) Land $1,003 Building $9,949	$119,711 (-) Land $13,750 Building $105,961
2024	$966.00 (+9.9%)	$10,431 (+5%) Land $956 Building $9,475	$119,711 (+38.58%) Land $13,750 Building $105,961
2023	$879.00	$9,934 Land $863 Building $9,071	$86,381 Land $7,500 Building $78,881

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 64% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY serves 2,482 people · EPA ID OK1021674
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grand Telephone Company Fiber	200 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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