2005 Torbett Rd, Spring City, TN 37381 Property Records

Rhea County property record for 2005 Torbett Rd, Spring City, TN 37381

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,890 sqft · built 2000
Lot Size	1.47 acres (64,033 sqft)
Owner	Individual Name on Record
Last Sale	$166,000 (May 2017)
Tax Bill	$1,401 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072038J A 00100`

Property Details

APN / Parcel Number

Primary APN	`072038J A 00100`
Alternative APN	`038J A 00100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	1,890 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	64,033 sqft (1.47 acres)
Lot Dimensions	200 ft deep x 226 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Deck Area	320 sqft
Patio Area	368 sqft
Shed	1 Shed
Shed Area	4,880 sqft
Boat Access	Boat Access
Boat House	232 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2005 TORBETT RD
City	SPRING CITY
State	TN
Zip	37381-2840
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 2; SUBDIVISION: TORBETT AMENDED SEC II
Legal Subdivision	TORBETT
Legal Lot Number	42
Jurisdiction	RHEA TN
Township / Civil Division	3
Census Block Group	1
Census Block	1001
Census Tract	975100

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2005 TORBETT RD, SPRING CITY, TN 37381-2840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG
Mar 17, 2018	Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Deed Document Number	17001631
Deed Book / Page	457 / 346
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	2005 TORBETT RD, SPRING CITY, TN 37381-2840
Document Number	0000001286
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	TIMIOS INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 TORBETT RD SPRING CITY TN 373812840, SPRING CITY, TN 37381-2840

Mortgage

Document Number	0000001286
Date	Apr 6, 2020
Book Page	000625/000382
Instrument	1286

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	2005 TORBETT RD, SPRING CITY, TN 37381-2840
Document Number	0000005652
Instrument Date	Mar 17, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	TIMIOS INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 TORBETT RD SPRING CITY TN 373812840, SPRING CITY, TN 37381-2840

Mortgage

Document Number	0000005652
Date	Mar 28, 2018
Book Page	000591/000169
Instrument	5652

Lender

Name	NATIONS LNDG SVCS
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,401.00 (+5.5%)	$103,875 (+76.36%) Land $37,500 Building $66,375
2024			$415,500 (+76.36%) Land $150,000 Building $265,500
2022		$58,900 Land $30,000 Building $28,900	$235,600 Land $120,000 Building $115,600
2021	$1,328.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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