2005 Terry Ct, Melissa, TX 75454 Property Records

Collin County property record for 2005 Terry Ct, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,308 sqft · built 2019
Lot Size	0.168 acres (7,336 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,086 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-11635-00S-0440-1`

Property Details

APN / Parcel Number

Primary APN	`R-11635-00S-0440-1`
Alternative APN	`2785498`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,308 sqft Living Area
Gross Area	2,745 sqft
1st Floor Area	2,308 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	7,336 sqft (0.168 acres)
Garage Type	Attached
Garage Area	437 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2785498
Street Address	2005 TERRY CT
City	MELISSA
State	TX
Zip	75454-0764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY PHASE 6 (CML), BLK S, LOT 44
Legal Subdivision	LIBERTY PHASE 6 (CML)
Legal Phase	6
Legal Block	S
Legal Lot Number	44
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	3
Census Block	3089
Census Tract	30207

Owner

2005 Terry Ct is owned and occupied by two individuals who acquired it in September 2019.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2005 TERRY CT, MELISSA, TX 75454-0764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 20, 2024	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Sep 27, 2019	Deed of Trust, Mortgage · FHA Mortgage K HOVNANIAN AMERICAN MTG
Sep 27, 2019	Grant Deed, Subdivision Related Transfer OTHER
Sep 27, 2019	Deed of Trust, Mortgage · FHA Mortgage K HOVNANIAN AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 27, 2019
Transfer Doc	0001205950
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2005 TERRY CT, MELISSA, TX 75454-0764
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002183890
Date	Oct 27, 2021
Instrument	20211027002183890

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2005 TERRY CT, MELISSA, TX 75454-0764
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024000074407
Date	Jun 20, 2024
Instrument	2024000074407

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 6, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2005 TERRY CT, MELISSA, TX 75454-0764
Document Number	0001205960
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2005 TERRY CT MELISSA TX 754540764, MELISSA, TX 75454-0764

Mortgage

Document Number	0001205960
Date	Sep 27, 2019
Instrument	1205960

Lender

Name	K HOVNANIAN AMERICAN MTG
Type	Mortgage Company
Address	BOYNTON BEACH, FL 33426

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Sep 27, 2019
Property Address	2005 TERRY CT, MELISSA, TX 75454-0764
Document Number	0001205950
Instrument Date	Sep 27, 2019
Instrument	1205950
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 30, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2005 TERRY CT MELISSA TX 754540764, MELISSA, TX 75454-0764

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2005 TERRY CT, MELISSA, TX 75454-0764
Document Number	0001322860
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	FAIR LAND TITLE COMPANY, FAIR LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0001322860
Date	Oct 21, 2019
Instrument	1322860

Lender

Name	K HOVNANIAN AMERICAN MTG
Type	Mortgage Company
Address	2005 TERRY CT, MELISSA, TX 75454-0764

Agreement

Type	FHA Mortgage

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$484,052 Land $140,000 Building $344,052	$484,052 Land $140,000 Building $344,052
2024	$7,086.00
2023		$506,213 Land $140,000 Building $366,213	$506,213 Land $140,000 Building $366,213
2022	$7,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 Terry Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Terry Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Also Mapped Here	NORTH COLLIN SUD
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Sparklight.

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