2005 Surfrider Ct, Kure Beach, NC 28449 Property Records

New Hanover County property record for 2005 Surfrider Ct, Kure Beach, NC 28449

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,116 sqft · built 1984
Owner	2 Individual Names on File
Last Sale	$460,000 (Jul 2025)
Tax Bill	$2,355 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone VE (high risk)
APN	`R09320-001-002-005`

Property Details

APN / Parcel Number

Primary APN	`R09320-001-002-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	1,116 sqft
Finished Basement	1,116 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Wood
Foundation Type	Pile
Roof Material	Composition Shingle
Terrain	Low
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2005 SURFRIDER CT
City	KURE BEACH
State	NC
Zip	28449
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RA-3A
Legal Description	UNIT 2005 BLDG 20 PH 4-A OCEAN DUNES
Legal Subdivision	PHASE IV A OCEAN DUNES
Legal Block	1
Legal Lot Number	2
Legal Unit	2005
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	2
Census Block	2017
Census Tract	12203

Owner

2005 Surfrider Ct, a condominium, is owned by two individuals who bought it in July 2025.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	802 CREEKWOOD CT, MOUNT JULIET, TN 37122-2133
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2025	Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORP
Apr 29, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Dec 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK
Apr 3, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on File
Deed Sale	Jul 18, 2025 · Amount on File
Prior Sale	Apr 3, 2018 · Amount on File
Deed Document Number	202518587
Deed Book / Page	6788 / 1019
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 18, 2025
Property Address	2005 SURFRIDER CT, KURE BEACH, NC 28449
Document Number	00678801019
Book / Page	6788 / 1019
Map Reference	MB 6 PGS 98-100
Instrument Date	Jun 6, 2025
Instrument	2025018587
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	331 HALE AVE, PRINCETON, WV 24740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 CREEKWOOD CT, MT JULIET, TN 37122-2133

Mortgage

Document Number	2025018588
Date	Jul 18, 2025
Instrument	2025018588

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 29, 2020
Property Address	2005 SURFRIDER CT, KURE BEACH, NC 28449
Document Number	0063062776
Book / Page	006306 / 002776
Instrument Date	Apr 20, 2020
Instrument	15453
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 FORT FISHER BLVD S #2005 KURE BEACH NC 28449, 2005, KURE BEACH, NC 28449

Mortgage

Document Number	63062780
Date	Apr 29, 2020
Book Page	006306/002780
Instrument	15454

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	2005 SURFRIDER CT, KURE BEACH, NC 28449
Document Number	0061871878
Instrument Date	Dec 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1100 FORT FISHER BLVD S #2005 KURE BEACH NC 28449, 2005, KURE BEACH, NC 28449

Mortgage

Document Number	0061871878
Date	Dec 31, 2018
Book Page	006187/001878
Instrument	38776

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 30, 2033

Interest

Rate	1%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 3, 2018
Property Address	2005 SURFRIDER CT, KURE BEACH, NC 28449
Document Number	0061311451
Book / Page	006131 / 001451
Instrument Date	Mar 27, 2018
Instrument	9854
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$537.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2176 TAYLOR FERRY RD BOYDTON VA 239172917, BOYDTON, VA 23917-2917

Tax Assessment & Valuation

The 2025 property tax bill for 2005 Surfrider Ct was $2,355, down 13% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Kure Beach Town
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,800 (-) Building $492,800	$492,800 (-) Building $492,800
2025	$2,355.00 (-12.97%)	$492,800 Building $492,800	$492,800 Building $492,800
2024	$2,706.00 (+3.4%)
2023	$2,617.00 (-0.68%)	$365,700 Building $365,700	$365,700 Building $365,700
2022	$2,635.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 Surfrider Ct in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 237 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	504 units insured incl. 267 condo units
Nearby Flood Claims	455 (1984–2025)
Claims Outside the SFHA	327 of 455
Most Recent Claim	Aug 2025 · tidal / storm surge
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 83 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 70 claims Hurricane Fran, Oct 1996 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Surfrider Ct is moderate, ranking above 44% of the US, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KURE BEACH WATER SYSTEM serves 5,484 people · EPA ID NC0465025
Water Source	Groundwater
Last State Inspection	May 2026
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Surfrider Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures