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2005 Sharp St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2005 Sharp St, Chattanooga, TN 37404 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,284 sqft · built 2015
Lot Size0.081 acres (3,540 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Jun 2017)
Tax Bill$574 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN146C S 025

Property Details

APN / Parcel Number

Primary APN146C S 025
Alternative APN
  • 0000072786

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,284 sqft Living Area

Exterior

Year BuiltBuilt 2015
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,540 sqft (0.081 acres)
Lot Dimensions88.5 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000072786
Street Address2005 SHARP ST
CityCHATTANOOGA
StateTN
Zip37404-1440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 BLK F NIXON & SEVIER ADDN PB 3 PG 3
Legal SubdivisionNIXON & SEVIER ADDN
Legal BlockF
Legal Lot Number12
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1033
Census Tract400

Owner

Source: Hamilton County records · APN 146C S 025

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2005 SHARP ST, CHATTANOOGA, TN 37404-1440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 15, 2017Warranty Deed, Transfer · FHA Mortgage
GUARANTY TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2017 · Amount on Record
Deed SaleJun 15, 2017 · Amount on Record
Prior SaleDec 23, 2011
Deed Document Number2017061500019
Deed Book / Page11075 / 706
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2005 SHARP ST, CHATTANOOGA, TN 37404-1440
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 SHARP ST, CHATTANOOGA, TN 37404-1440

Mortgage

Document Number0000000051
DateDec 01, 2025
Book Page14122/1
Instrument2025120100051
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 15, 2017
Property Address2005 SHARP ST, CHATTANOOGA, TN 37404-1440
Document Number0000000019
Book / Page011075 / 000706
Instrument DateJun 12, 2017
Instrument19
Transaction TypeTransfer
Record UpdatedJun 11, 2019
Title CompanyFIRST TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$259.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 SHARP ST CHATTANOOGA TN 37404, CHATTANOOGA, TN 37404

Mortgage

Document Number22
DateJun 15, 2017
Book Page011075/000719
Instrument22
Lender
NameGUARANTY TR
AddressMURFREESBORO, TN 37129
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 14, 2047

Mortgage

Document Number23,
DateJun 15, 2017
Book Page011075/000732
Instrument23
Lender
NameMISCELLANEOUS GOVT AGCY
AddressCHATTANOOGA, TN 37408
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$574.00 (-2.38%)$37,900 (+43.97%)$151,600 (+43.97%) Land $20,000 Building $131,600
2024$588.00$26,325 (-)$105,300 (-) Land $10,000 Building $95,300
2023$588.00$26,325 (-)$105,300 (-) Land $10,000 Building $95,300
2022$588.00$26,325$105,300 Land $10,000 Building $95,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650004001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimMar 1980, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 557 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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