2005 Shari Lynn Ter, Ocoee, FL 34761 Property Records

Orange County property record for 2005 Shari Lynn Ter, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,602 sqft · built 1982
Lot Size	0.173 acres (7,533 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Oct 2020)
Tax Bill	$3,355 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-22-28-7960-00-280`

Property Details

APN / Parcel Number

Primary APN	`08-22-28-7960-00-280`
Alternative APNs	`282208796000280` `229448` `234285` `238854`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,602 sqft Living Area
Gross Area	1,692 sqft
1st Floor Area	1,602 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2005
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,533 sqft (0.173 acres)
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2005 SHARI LYNN TER
City	OCOEE
State	FL
Zip	34761-3296
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SHARI ESTATES 10/98 LOT 28
Legal Range	28E
Legal Township	22S
Legal Section	08
Legal Subdivision	SHARI ESTS
Legal Tract	7960
Legal Lot Number	28
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2044
Census Tract	15002

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2005 SHARI LYNN TER, OCOEE, FL 34761-3296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 15, 2020	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Nov 16, 1993 · Amount on Record
Deed Document Number	2020539785
Prior Transfer Date	Jul 12, 2013
Prior Transfer Doc	0106080245
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2005 SHARI LYNN TER, OCOEE, FL 34761-3296
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 SHARI LYNN TER, OCOEE, FL 34761-3296

Mortgage

Document Number	0000461241
Date	Aug 8, 2024
Instrument	20240461241

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jul 1, 2064

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 15, 2020
Property Address	2005 SHARI LYNN TER, OCOEE, FL 34761-3296
Document Number	0000539785
Instrument Date	Oct 14, 2020
Instrument	539785
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	WEST ORANGE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2005 SHARI LYNN TER OCOEE FL 347613296, OCOEE, FL 34761-3296

Mortgage

Document Number	539786
Date	Oct 15, 2020
Instrument	539786

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,319 (+2.7%)	$252,280 (-2.39%) Land $80,000 Building $172,280
2025	$3,355.00 (+7.53%) Homeowner's exemption	$205,763 (+5.99%)	$258,460 (+8.23%) Land $80,000 Building $178,460
2024	$3,120.00 (+3.55%)
2023	$3,013.00 (+3.54%) Homeowner's exemption	$194,140 (+3%)	$238,799 (+11.18%) Land $80,000 Building $158,799
2022	$2,910.00 Homeowner's exemption	$188,485	$214,795 Land $80,000 Building $134,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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