Spokane County property record for 2005 S Overbluff Estates Ln, Spokane, WA 99203
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 4,445 sqft · built 1998 |
| Lot Size | 0.343 acres (14,927 sqft) |
| Owner | Individual Name on File |
| Last Sale | $699,900 (Jul 2017) |
| Tax Bill | $12,744 (2026) |
| Deeds & Mortgages | Jan 2020 Line of Credit Aug 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35282.1904 |
| Primary APN | 35282.1904 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Building Area | 4,445 sqft Living Area |
| Gross Area | 6,311 sqft |
| 1st Floor Area | 1,792 sqft |
| Upper Floors Area | 1,792 sqft |
| Basement Area | 1,882 sqft |
| Finished Basement | 1,800 sqft |
| Unfinished Basement | 82 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,927 sqft (0.343 acres) |
| Garage Type | Attached |
| Garage Area | 845 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 358 sqft |
| Patio Area | 80 sqft |
| Canopy | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2005 S OVERBLUFF ESTATES LN |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99203-3471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | STACKS REPLAT OF OVERBLUFF ESTATES PUD UNIT M |
| Legal Subdivision | STACKS REPLAT OF OVERBLUFF ESTATES |
| Legal Lot Number | M |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 4500 |
2005 S Overbluff Estates Ln is owned and occupied by an individual who acquired it in July 2024.
Source: Spokane County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2005 S OVERBLUFF ESTATES LN, SPOKANE, WA 99203-3471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2020 | Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU |
| Aug 22, 2018 | Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU |
| Jul 27, 2017 | Warranty Deed, Transfer WASHINGTON ST EMP CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2017 · Amount on File |
| Deed Sale | Jul 27, 2017 · Amount on File |
| Prior Sale | Mar 3, 2015 · Amount on File |
| Deed Document Number | 20176624851 |
| Last Transfer Date | Jul 6, 2024 |
| Transfer Doc | 0007359655 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 2005 S OVERBLUFF ESTATES LN, SPOKANE, WA 99203-3471 |
| Document Number | 0006885031 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2020 |
| Title Company | SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2005 S OVERBLUFF ESTATES LN SPOKANE WA 992033471, SPOKANE, WA 99203-3471 |
| Document Number | 0006885031 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 6885031 |
| Name | WASHINGTON ST EMP CU |
|---|---|
| Type | Credit Union |
| Address | OLYMPIA, WA 98501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 2005 S OVERBLUFF ESTATES LN, SPOKANE, WA 99203-3471 |
| Document Number | 0006737333 |
| Instrument Date | Aug 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2005 S OVERBLUFF ESTATES LN SPOKANE WA 992033471, SPOKANE, WA 99203-3471 |
| Document Number | 0006737333 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 6737333 |
| Name | WASHINGTON ST EMP CU |
|---|---|
| Type | Credit Union |
| Address | OLYMPIA, WA 98501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jul 27, 2017 |
| Property Address | 2005 S OVERBLUFF ESTATES LN, SPOKANE, WA 99203-3471 |
| Document Number | 0006624851 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 6624851 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,463.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2005 S OVERBLUFF ESTATES LN SPOKANE WA 992033471, SPOKANE, WA 99203-3471 |
| Document Number | 6624852 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 6624852 |
| Name | WASHINGTON ST EMP CU |
|---|---|
| Type | Credit Union |
| Address | OLYMPIA, WA 98501 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
The 2026 property tax bill for 2005 S Overbluff Estates Ln was $12,744, up 4.4% from the year before.
Source: Spokane County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,744.00 (+4.44%) | $1,254,900 Land $375,000 Building $879,900 | $1,254,900 Land $375,000 Building $879,900 |
| 2025 | $12,202.00 | ||
| 2024 | $1,056,400 (+19.98%) Land $163,300 Building $893,100 | $1,056,400 (+19.98%) Land $163,300 Building $893,100 | |
| 2023 | $10,312.00 (+0.33%) | $880,500 Land $163,300 Building $717,200 | $880,500 Land $163,300 Building $717,200 |
| 2022 | $10,278.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2005 S Overbluff Estates Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2005 S Overbluff Estates Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wind Wireless Fixed Wireless | 100 / 20 |
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