Delaware County property record for 2005 S Hemlock Rd, Muncie, IN 47302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,196 sqft · built 1962 |
| Lot Size | 0.317 acres (13,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,626 (Nov 2025) |
| Tax Bill | $58 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-11-19-202-018.000-003 |
| Primary APN | 18-11-19-202-018.000-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 13,800 sqft (0.317 acres) |
| Lot Dimensions | 2,000 ft deep x 690 ft wide |
| Garage Type | Detached |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 11 19 202 018 000 |
|---|---|
| Street Address | 2005 S HEMLOCK RD |
| City | MUNCIE |
| State | IN |
| Zip | 47302-1960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORMANDY EXT LOT 27 |
| Legal Subdivision | NORMANDY EXTENSION |
| Legal Lot Number | 27 |
| Jurisdiction | DELAWARE IN |
| Township / Civil Division | CENTER |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 500 |
2005 S Hemlock Rd is owned and occupied by an individual who bought it in November 2025.
Source: Delaware County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2005 S HEMLOCK RD, MUNCIE, IN 47302-1960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA |
| Nov 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Aug 15, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on File |
| Deed Sale | Nov 19, 2025 · Amount on File |
| Deed Document Number | 202515113 |
| Prior Transfer Date | Aug 15, 2023 |
| Prior Transfer Doc | 2023R10899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IN |
| Property Address | 2005 S HEMLOCK RD, MUNCIE, IN 47302-1960 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2022R06331 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 2022R06331 |
| Name | FIRST MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 13, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE IN |
| Recording Date | Nov 19, 2025 |
| Property Address | 2005 S HEMLOCK RD, MUNCIE, IN 47302-1960 |
| Document Number | 2025R15113 |
| Map Reference | PB 07 PG 66-67 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 2025R15113 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | UNKNOWN, IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2005 S HEMLOCK RD, MUNCIE, IN 47302-1960 |
| Document Number | 2025R15114 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025R15114 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELAWARE IN |
| Recording Date | Aug 15, 2023 |
| Property Address | 2005 S HEMLOCK RD, MUNCIE, IN 47302-1960 |
| Document Number | 2023R10899 |
| Map Reference | PB7PG66-67 |
| Instrument Date | Aug 15, 2023 |
| Instrument | 2023R10899 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2005 S HEMLOCK RD, MUNCIE, IN 47302-1960 |
The 2025 property tax bill for 2005 S Hemlock Rd was $58, down 46.8% from the year before.
Source: Delaware County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Delaware County |
| County Subdivision | Center Township |
| Municipality | Muncie City |
| Unified School District | Muncie Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58.00 (-46.79%) | $77,200 (+22.93%) Land $11,500 Building $65,700 | $77,200 (+22.93%) Land $11,500 Building $65,700 |
| 2024 | $109.00 (-3.54%) | $62,800 (-) Land $11,500 Building $51,300 | $62,800 (-) Land $11,500 Building $51,300 |
| 2023 | $113.00 (+2,725%) | $62,800 (-3.98%) Land $11,500 Building $51,300 | $62,800 (-3.98%) Land $11,500 Building $51,300 |
| 2022 | $4.00 (-5%) | $65,400 Land $11,500 Building $53,900 | $65,400 Land $11,500 Building $53,900 |
| 2021 | $8.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2005 S Hemlock Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2016) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2005 S Hemlock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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