2005 S Clover Ave, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 2005 S Clover Ave, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,351 sqft · built 1995
Lot Size	0.191 acres (8,329 sqft)
Owner	2 Trust Names on File
Last Sale	$272,000 (May 2019)
Tax Bill	$4,604 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Sep 2013 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-25-127-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-25-127-002-000`
Alternative APN	`63851`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Building Area	1,351 sqft Finished Area
1st Floor Area	1,351 sqft
Basement Area	1,174 sqft
Finished Basement	940 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,329 sqft (0.191 acres)
Lot Dimensions	119 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	186 sqft
Patio Area	45 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	63851
Street Address	2005 S CLOVER AVE
City	SIOUX FALLS
State	SD
Zip	57110-6936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 4 GOLDEN VALLEY ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	GOLDEN VALLEY ADDN
Legal Block	4
Legal Lot Number	2
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1016
Census Tract	1806

Owner

2005 S Clover Ave is owner-occupied and held in a trust since May 2019.

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2005 S CLOVER AVE, SIOUX FALLS, SD 57110-6936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
May 29, 2019	Warranty Deed, Transfer · Conventional Mortgage SIOUX FALLS FCU
Sep 25, 2013	Warranty Deed, Transfer · Stand-Alone First Mortgage CORTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on File
Deed Sale	May 29, 2019 · Amount on File
Prior Sale	Sep 25, 2013 · Amount on File
Deed Book / Page	589-D / 0244
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 29, 2019
Property Address	2005 S CLOVER AVE, SIOUX FALLS, SD 57110-6936
Document Number	589DEED/0244
Book / Page	589 DEED / 0244
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2912 W CINNAMON CIR, SIOUX FALLS, SD 57108-6235

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2005 S CLOVER AVE, SIOUX FALLS, SD 57110-6936

Mortgage

Document Number	1859MTG0843
Date	May 29, 2019
Instrument	1859 MTG/0843

Lender

Name	SIOUX FALLS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

September 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 25, 2013
Property Address	2005 S CLOVER AVE, SIOUX FALLS, SD 57110-6936
Document Number	000552/106
Book / Page	552 / 106
Instrument Date	Sep 23, 2013
Instrument	328724
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE COMPA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2005 S CLOVER AVE, SIOUX FALLS, SD 57110-6936

Mortgage

Document Number	001744/935
Date	Sep 25, 2013
Book Page	1744/935
Instrument	328812

Lender

Name	CORTRUST MORTGAGE INC
Type	Seller
Address	2101 S MINNESOTA AVE, SIOUX FALLS, SD 57105

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 2005 S Clover Ave was $4,604.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,831 (-1.1%) Land $33,329 Building $305,502	$338,831 Land $33,329 Building $305,502
2025	$4,604.00	$342,600 (-0.84%) Land $33,700 Building $308,900
2024	$4,604.00	$345,500 Land $33,700 Building $311,800
2022	$4,074.00	$272,900 Land $33,700 Building $239,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 S Clover Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 S Clover Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak.

Nearby Properties on S Clover Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures