2005 S Beacon St, Muncie, IN 47302 Property Records

Delaware County property record for 2005 S Beacon St, Muncie, IN 47302

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,536 sqft · built 1946
Lot Size	0.123 acres (5,375 sqft)
Owner	Individual Name on Record
Last Sale	$149,489 (Dec 2025)
Tax Bill	$441 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Jan 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-11-22-207-029.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-22-207-029.000-003`
Alternative APN	`1122207029000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	768 sqft
Attic	Attic
Attic Area	1,536 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,375 sqft (0.123 acres)
Lot Dimensions	1,250 ft deep x 430 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 22 207 029 000
Street Address	2005 S BEACON ST
City	MUNCIE
State	IN
Zip	47302-4330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARCADIA N 3 FT OF 4 LOTS 3 & 4
Legal Subdivision	ARCADIA
Legal Lot Number	3-4
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2000
Census Tract	1500

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2005 S BEACON ST, MUNCIE, IN 47302-4330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2025	Deed of Trust, Mortgage · Commercial Mortgage THRIVE FCU
Jan 13, 2005	Deed of Trust, Mortgage · ARM DECISION ONE MORTGAGE CO LLC
Dec 9, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 5, 2020	Sheriff's Deed, Foreclosure
Jul 27, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2025 · Amount on Record
Deed Sale	Dec 9, 2025 · Amount on Record
Prior Sale	Mar 5, 2020 · Amount on Record
Deed Document Number	202516011
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	2005 S BEACON ST, MUNCIE, IN 47302-4330
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R00094
Date	Jan 2, 2025
Instrument	2025R00094

Lender

Name	THRIVE FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2040

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	2005 S BEACON ST, MUNCIE, IN 47302-4330
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	STERLING TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2005R00480
Date	Jan 13, 2005
Instrument	2005R00480

Lender

Name	DECISION ONE MORTGAGE CO LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28287

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Type Change Date	Jan 9, 2007
Change Frequency	6 Months
Min Rate At Change	6.99%
Max Rate At Change	9.99%
Index	6-Month LIBOR
Max Rate	12.9%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Dec 9, 2025
Property Address	2005 S BEACON ST, MUNCIE, IN 47302-4330
Document Number	2025R16011
Instrument Date	Dec 5, 2025
Instrument	2025R16011
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 S BEACON ST, MUNCIE, IN 47302-4330

Mortgage

Document Number	2025R16012
Date	Dec 9, 2025
Instrument	2025R16012

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	DELAWARE IN
Recording Date	Mar 5, 2020
Property Address	2005 S BEACON ST, MUNCIE, IN 47302-4330
Document Number	2020R03164
Instrument Date	Feb 18, 2020
Instrument	2020R03164
Transaction Type	Foreclosure
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 W MCGALLIARD RD, MUNCIE, IN 47304-2188
Investor	Possibly a Property Investor

July 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	DELAWARE IN
Recording Date	Jul 27, 2018
Property Address	2005 S BEACON ST, MUNCIE, IN 47302-4330
Document Number	2018R09536
Instrument Date	Jul 11, 2018
Instrument	2018R09536
Transaction Type	Foreclosure
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BEATTIE PL STE 110, 110, GREENVILLE, SC 29601-5115

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$441.00 (-54.25%)	$61,900 (+46.34%) Land $5,100 Building $56,800	$61,900 (+46.34%) Land $5,100 Building $56,800
2024	$964.00 (+1.69%)	$42,300 (+2.17%) Land $5,100 Building $37,200	$42,300 (+2.17%) Land $5,100 Building $37,200
2023	$948.00 (+24.74%)	$41,400 (+9.23%) Land $4,200 Building $37,200	$41,400 (+9.23%) Land $4,200 Building $37,200
2022	$760.00 (+26.88%)	$37,900 Land $4,200 Building $33,700	$37,900 Land $4,200 Building $33,700
2021	$599.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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