2005 River Basin Ter, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 2005 River Basin Ter, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,652 sqft · built 1979
Lot Size0.579 acres (25,232 sqft)
Owner2 Trust Names on File
Last Sale$310,000 (Mar 2002)
Tax Bill$6,263 (2025)
Deeds & MortgagesAug 2026 Sale
Flood ZoneZone AE (high risk)
APN402314253001

Property Details

APN / Parcel Number

Primary APN402314253001
Alternative APNs
  • 00884670000001
  • 10004615621

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,652 sqft Living Area
Gross Area2,996 sqft
1st Floor Area1,652 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1988
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area25,232 sqft (0.579 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area460 sqft
DrivewayConcrete Driveway
Driveway Area630 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area420 sqft
PorchSlab
Porch Area884 sqft
Deck Area144 sqft
Patio Area144 sqft
Shed1 Shed
Shed Area192 sqft
Loading Dock404 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00884670000001
Street Address2005 RIVER BASIN TER
CityPUNTA GORDA
StateFL
Zip33982-1106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF5
Legal DescriptionPALM SHORES LT 47 & A PORTION OF LT 48 DESC AS BEG AT INTXN OF NW/LY COR LT 48 W S/LY COR LT 47 & ROW OF RIVER BASIN TER TH NE 56FT ALG LT LN BTWN 47 & 48 TH SE ALG PALM SHORES YACHT BASIN 136 FT M/L THE SW 36 FT NW 85 FT TO ROW LN OF RIVERBASIN TERR
Legal Range23E
Legal Township40S
Legal Section14
Legal SubdivisionPALM SHORES
Legal TractPSH
Legal Lot Number47,48
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1059
Census Tract10200

Owner

2005 River Basin Ter is owner-occupied and held in a trust since May 2003.

Source: Charlotte County records, as of August 26, 2026

Owner of Record2 Trust Names on File
Mailing Address2005 RIVER BASIN TER, PUNTA GORDA, FL 33982-1106
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2002 · Amount on File
Deed SaleMar 22, 2002 · Amount on File
Deed Book / Page2017 / 1143
Last Transfer DateMay 31, 2003
Transfer Doc2249000794
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 13, 2026
Property Address2005 RIVER BASIN TER, PUNTA GORDA, FL 33982-1106
Document Number0003673859
Instrument DateAug 13, 2026
Instrument20263673859
Transaction TypeTransfer
Record UpdatedAug 26, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2005 RIVER BASIN TER, PUNTA GORDA, FL 33982-1106

Tax Assessment & Valuation

The 2025 property tax bill for 2005 River Basin Ter was $6,263 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,263.00 Homeowner's exemption$386,240$549,551 Land $252,148 Building $297,403
2023$6,284.00 (+3.51%) Homeowner's exemption$364,422 (+3%)$571,525 (+11.21%) Land $294,599 Building $276,926
2022$6,071.00 Homeowner's exemption$353,808$513,900 Land $245,189 Building $268,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 River Basin Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 126 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1982–2024)
Claims Outside the SFHA4 of 68
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 29 claims
  • Hurricane Helene, Sep 2024 · 14 claims
  • Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 River Basin Ter is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Nearby Properties on River Basin Ter

Nearby Streets

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