Charlotte County property record for 2005 River Basin Ter, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,652 sqft · built 1979 |
| Lot Size | 0.579 acres (25,232 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $310,000 (Mar 2002) |
| Tax Bill | $6,263 (2025) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 402314253001 |
| Primary APN | 402314253001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| Gross Area | 2,996 sqft |
| 1st Floor Area | 1,652 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 25,232 sqft (0.579 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 884 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Loading Dock | 404 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00884670000001 |
|---|---|
| Street Address | 2005 RIVER BASIN TER |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF5 |
| Legal Description | PALM SHORES LT 47 & A PORTION OF LT 48 DESC AS BEG AT INTXN OF NW/LY COR LT 48 W S/LY COR LT 47 & ROW OF RIVER BASIN TER TH NE 56FT ALG LT LN BTWN 47 & 48 TH SE ALG PALM SHORES YACHT BASIN 136 FT M/L THE SW 36 FT NW 85 FT TO ROW LN OF RIVERBASIN TERR |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 14 |
| Legal Subdivision | PALM SHORES |
| Legal Tract | PSH |
| Legal Lot Number | 47,48 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 10200 |
2005 River Basin Ter is owner-occupied and held in a trust since May 2003.
Source: Charlotte County records, as of August 26, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2005 RIVER BASIN TER, PUNTA GORDA, FL 33982-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2002 · Amount on File |
| Deed Sale | Mar 22, 2002 · Amount on File |
| Deed Book / Page | 2017 / 1143 |
| Last Transfer Date | May 31, 2003 |
| Transfer Doc | 2249000794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 13, 2026 |
| Property Address | 2005 RIVER BASIN TER, PUNTA GORDA, FL 33982-1106 |
| Document Number | 0003673859 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 20263673859 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2005 RIVER BASIN TER, PUNTA GORDA, FL 33982-1106 |
The 2025 property tax bill for 2005 River Basin Ter was $6,263 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,263.00 Homeowner's exemption | $386,240 | $549,551 Land $252,148 Building $297,403 |
| 2023 | $6,284.00 (+3.51%) Homeowner's exemption | $364,422 (+3%) | $571,525 (+11.21%) Land $294,599 Building $276,926 |
| 2022 | $6,071.00 Homeowner's exemption | $353,808 | $513,900 Land $245,189 Building $268,711 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2005 River Basin Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 126 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1982–2024) |
| Claims Outside the SFHA | 4 of 68 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2005 River Basin Ter is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
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