2005 Ridgewood Dr, El Dorado, AR 71730 Property Records

Union County property record for 2005 Ridgewood Dr, El Dorado, AR 71730

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,854 sqft · built 1999
Lot Size	0.369 acres (16,074 sqft)
Owner	Individual Name on File
Last Sale	$272,500 (Jun 2026)
Tax Bill	$1,983 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04625-00025-0000`

Property Details

APN / Parcel Number

Primary APN	`04625-00025-0000`
Alternative APN	`36072`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,854 sqft Living Area
1st Floor Area	1,854 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,074 sqft (0.369 acres)
Garage Type	Attached
Garage Area	780 sqft
Driveway	Concrete Driveway
Driveway Area	1,452 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Kennel	Kennel
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2005 RIDGEWOOD DR
City	EL DORADO
State	AR
Zip	71730-5288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND HILLS S-D E-40' LOT W-70' LOT LOT 25 #007240 #05-8464 #05-8466 #10R004317 #10R004317 25 #23R002467
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	WOODLAND HILLS
Legal Tract	5-8464,10R
Legal Lot Number	5-8464
Jurisdiction	UNION AR
Township / Civil Division	EL DORADO
Census Block Group	4
Census Block	4012
Census Tract	950800

Owner

2005 Ridgewood Dr is owned and occupied by an individual who bought it in June 2026.

Source: Union County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2005 RIDGEWOOD DR, EL DORADO, AR 71730-5288
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESID'L MORTGAGE
Apr 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage ORIGIN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Jun 7, 2010 · Amount on File
Deed Document Number	20263075
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION AR
Recording Date	Jun 2, 2026
Property Address	2005 RIDGEWOOD DR, EL DORADO, AR 71730-5288
Document Number	0000003075
Instrument Date	Jun 1, 2026
Instrument	20263075
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90,824.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 RIDGEWOOD DR, EL DORADO, AR 71730-5288
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003077,
Date	Jun 2, 2026
Instrument	20263077

Lender

Name	HIGHLANDS RESID'L MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	2005 RIDGEWOOD DR, EL DORADO, AR 71730-5288
Transaction Type	Mortgage
Record Updated	May 3, 2023
Title Company	FIRST NATIONS TITLE, FIRST NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R002468
Date	Apr 10, 2023
Instrument	2023R002468

Lender

Name	ORIGIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2005 Ridgewood Dr was $1,983 with a homeowner's exemption.

Source: Union County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Union County
Municipality	El Dorado City
Unified School District	El Dorado School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,260 (-) Land $4,000 Building $46,260	$251,300 Land $20,000 Building $231,300
2025	$1,983.00 Homeowner's exemption	$50,260 Land $4,000 Building $46,260
2024			$251,300 (-) Land $20,000 Building $231,300
2023	$1,658.00 Homeowner's exemption	$50,260 Land $4,000 Building $46,260	$251,300 Land $20,000 Building $231,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2005 Ridgewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Ridgewood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO WATERWORKS serves 17,932 people · EPA ID AR0000550
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2025 Asbestos resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
TCW Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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