2005 Ridgeview Ln, Seneca, SC 29678 Property Records

Oconee County property record for 2005 Ridgeview Ln, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,128 sqft · built 1989
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Tax Bill	$453 (2025)
Deeds & Mortgages	May 2026 Sale Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`255-05-01-023`

Property Details

APN / Parcel Number

Primary APN	`255-05-01-023`
Alternative APN	`34207`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Garage Area	360 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34207
Street Address	2005 RIDGEVIEW LN
City	SENECA
State	SC
Zip	29678-4262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 RIDGEVIEW (.489 AC)
Legal Subdivision	RIDGEVIEW
Legal Block	1
Legal Lot Number	23
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	2
Census Block	2010
Census Tract	30702

Owner

2005 Ridgeview Ln is owned and occupied by two individuals who acquired it in May 2026.

Source: Oconee County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2005 RIDGEVIEW LN, SENECA, SC 29678-4262
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 19, 2019	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Oct 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 15, 2026
Transfer Doc	0000014842
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	May 21, 2026
Property Address	2005 RIDGEVIEW LN, SENECA, SC 29678-4262
Document Number	0000014842
Book / Page	4856 / 322
Instrument Date	May 15, 2026
Instrument	202614842
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 RIDGEVIEW LN, SENECA, SC 29678-4262

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	2005 RIDGEVIEW LN, SENECA, SC 29678-4262
Document Number	0038260045
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2005 RIDGEVIEW LN SENECA SC 296784262, SENECA, SC 29678-4262

Mortgage

Document Number	0038260045
Date	May 2, 2019
Book Page	003826/000045

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	2005 RIDGEVIEW LN, SENECA, SC 29678-4262
Document Number	0000005107
Book / Page	003660 / 000089
Instrument Date	Oct 7, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2005 RIDGEVIEW LN SENECA SC 296784262, SENECA, SC 29678-4262

Mortgage

Document Number	0000005107
Date	Oct 23, 2017
Book Page	003660/000089
Instrument	5107

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 22, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2005 Ridgeview Ln was $453.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$453.00	$4,320 Land $441 Building $3,879	$108,004 Land $11,020 Building $96,984
2023		$4,320 Land $441 Building $3,879	$108,004 Land $11,020 Building $96,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 Ridgeview Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Ridgeview Ln is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
AT&T DSL	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

Cell Coverage

5G and 4G LTE (outdoors only)

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