2005 Rayner Rd, Saint Louis, MO 63122 Property Records

St. Louis County property record for 2005 Rayner Rd, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,469 sqft · built 1956
Lot Size	1.15 acres (50,199 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Feb 2016)
Tax Bill	$7,183 (2024)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23O-62-0120`

Property Details

APN / Parcel Number

Primary APN	`23O-62-0120`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,469 sqft Living Area
Gross Area	4,169 sqft
1st Floor Area	2,469 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	50,199 sqft (1.15 acres)
Lot Dimensions	280 ft deep x 170 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	1,700 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2005 RAYNER RD
City	SAINT LOUIS
State	MO
Zip	63122-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R1
Legal Description	HUE VISTA ADD NO 1 LOT 10
Legal Subdivision	HUE VISTA ADD NO 1
Legal Lot Number	10
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1016
Census Tract	218401

Owner

Source: St. Louis County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2005 RAYNER RD, SAINT LOUIS, MO 63122-3542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Warranty Deed, Transfer FIRST BK MTG
Jun 24, 2019	Deed of Trust, Mortgage ACCESS CAP FNDG
Feb 13, 2018	Deed of Trust, Mortgage ACCESS CAP FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2016 · Amount on Record
Deed Sale	Feb 29, 2016 · Amount on Record
Deed Document Number	201674
Deed Book / Page	21906 / 184
Last Transfer Date	Mar 11, 2026
Transfer Doc	0000000007
Record Updated	Sep 20, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 27, 2020
Property Address	2005 RAYNER RD, SAINT LOUIS, MO 63122-3542
Document Number	0239420001
Book / Page	023942 / 000001
Instrument Date	Jan 22, 2020
Instrument	1
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 RAYNER RD ST LOUIS MO 631223542, ST LOUIS, MO 63122-3542

Mortgage

Document Number	239420005
Date	Feb 27, 2020
Book Page	023942/000005
Instrument	2

Lender

Name	FIRST BK MTG
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2005 RAYNER RD, SAINT LOUIS, MO 63122-3542
Document Number	0235883245
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2005 RAYNER RD KIRKWOOD MO 631223542, KIRKWOOD, MO 63122-3542

Mortgage

Document Number	0235883245
Date	Jun 28, 2019
Book Page	023588/003245
Instrument	547

Lender

Name	ACCESS CAP FNDG
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2005 RAYNER RD, SAINT LOUIS, MO 63122-3542
Document Number	0229062116
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	TOUCHSTONE TITLE AND ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2005 RAYNER RD KIRKWOOD MO 631223542, KIRKWOOD, MO 63122-3542

Mortgage

Document Number	0229062116
Date	Feb 20, 2018
Book Page	022906/002116
Instrument	393

Lender

Name	ACCESS CAP FNDG
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,030 (+20.93%) Land $87,500 Building $51,530	$731,700 (+20.92%) Land $460,500 Building $271,200
2024	$7,183.00 (+1.58%)
2023	$7,071.00 (+1.49%)	$114,970 (+8.33%) Land $65,610 Building $49,360	$605,100 (+8.32%) Land $345,300 Building $259,800
2022	$6,967.00	$106,130 Land $60,150 Building $45,980
2021			$558,600 Land $316,600 Building $242,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–2015)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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