2005 Quandary Dr, Frederick, MD 21702 Property Records

Frederick County property record for 2005 Quandary Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,564 sqft · built 2019
Lot Size	0.164 acres (7,140 sqft)
Owner	2 Company Names on File
Last Sale	$405,250 (Apr 2019)
Tax Bill	$8,175 (2024)
Deeds & Mortgages	May 2020 Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-593796`

Property Details

APN / Parcel Number

Primary APN	`02-593796`
Alternative APN	`593796`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,564 sqft Living Area
Gross Area	3,004 sqft
1st Floor Area	1,564 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,140 sqft (0.164 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	593796
Street Address	2005 QUANDARY DR
City	FREDERICK
State	MD
Zip	21702-6237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 131 SECTION 9 PL 7,140 SQ FT CLOVER RIDGE
Legal Subdivision	PLAT 2 CLOVER RIDGE
Legal Lot Number	131
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2005
Census Tract	751301

Owner

Source: Frederick County records · APN 02-593796

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2005 QUANDARY DR, FREDERICK, MD 21702-6237
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · VA Mortgage NORTHPOINTE BANK
Aug 16, 2021	Deed of Trust, Mortgage · VA Mortgage NORTHPOINTE BANK
Nov 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 03, 2019	Deed, Transfer · Conventional Mortgage NVR SETMNT SVCS OF MD INC
Dec 14, 2018	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC
Dec 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 03, 2019 · Amount on Record
Deed Sale	Apr 03, 2019 · Amount on Record
Prior Sale	Dec 14, 2018 · Amount on Record
Deed Book / Page	12902 / 65
Last Transfer Date	Nov 05, 2019
Transfer Doc	0133520449
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2005 QUANDARY DR, FREDERICK, MD 21702-6237
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137490263
Date	May 21, 2020
Book Page	13749/263

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2005 QUANDARY DR, FREDERICK, MD 21702-6237
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151950395
Date	Aug 16, 2021
Book Page	15195/395

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 20, 2019
Property Address	2005 QUANDARY DR, FREDERICK, MD 21702-6237
Document Number	0133520449
Book / Page	013352 / 000449
Instrument Date	Nov 05, 2019
Transaction Type	Transfer
Record Updated	Dec 06, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2005 QUANDARY DR FREDERICK MD 217026237, FREDERICK, MD 21702-6237

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 03, 2019
Property Address	2005 QUANDARY DR, FREDERICK, MD 21702-6237
Document Number	0129020065
Book / Page	12902 / 0065
Map Reference	MB 97 PL 183
Instrument Date	Mar 28, 2019
Transaction Type	Transfer
Record Updated	Feb 06, 2021
Title Company	NVR SETMNT SVCS OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,013.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2005 QUANDARY DR, FREDERICK, MD 21702-6237

Mortgage

Document Number	0000000000
Date	Apr 03, 2019
Instrument	12902-0070

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 14, 2018
Property Address	2005 QUANDARY DR, FREDERICK, MD 21702-6237
Document Number	0127560473
Book / Page	012756 / 000473
Instrument Date	Dec 10, 2018
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$393.32
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4991 NEW DESIGN RD #105 FREDERICK MD 217037342, 105, FREDERICK, MD 21703-7342
Investor	Possibly a Property Investor

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 15, 2017
Property Address	2005 QUANDARY DR, FREDERICK, MD 21702-6237
Document Number	0121870390
Book / Page	012187 / 000390
Instrument Date	Dec 08, 2017
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	92 THOMAS JOHNSON DR #170 FREDERICK MD 217024588, 170, FREDERICK, MD 21702-4588

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$514,000 (+17.67%) Land $110,200 Building $403,800	$514,000 (-) Land $110,200 Building $403,800
2024	$8,175.00 (+7.21%)
2023	$7,625.00 Homeowner's exemption	$436,800	$514,000 Land $110,200 Building $403,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Based on FCC filings for 68 locations within half a mile of this property.

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