2005 Pymatuning Lake Rd, Andover, OH 44003 Property Records

Ashtabula County property record for 2005 Pymatuning Lake Rd, Andover, OH 44003

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,828 sqft · built 1974
Lot Size	3.51 acres (152,896 sqft)
Owner	Individual Name on File
Last Sale	$96,900 (Oct 2008)
Tax Bill	$3,325 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-002-00-002-00`

Property Details

APN / Parcel Number

Primary APN	`45-002-00-002-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,828 sqft Living Area
Gross Area	2,764 sqft
1st Floor Area	1,468 sqft
Basement Area	360 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Lot Area	152,896 sqft (3.51 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	16 sqft
Deck Area	225 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2005 PYMATUNING LAKE RD
City	ANDOVER
State	OH
Zip	44003-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18
Legal Subdivision	RICHMOND
Legal Lot Number	18
Jurisdiction	ASHTABULA OH
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1003
Census Tract	1303

Owner

2005 Pymatuning Lake Rd is owned and occupied by an individual who acquired it in July 2014.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2005 PYMATUNING LAKE RD, ANDOVER, OH 44003-9651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit THE ANDOVER BANK
Jan 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2008 · Amount on File
Deed Sale	Oct 15, 2008 · Amount on File
Deed Document Number	200811724
Deed Book / Page	443 / 275
Last Transfer Date	Jul 11, 2014
Transfer Doc	0000007416
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	2005 PYMATUNING LAKE RD, ANDOVER, OH 44003-9651
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001121
Date	Feb 6, 2023
Book Page	789/1579
Instrument	2023-00001121

Lender

Name	THE ANDOVER BANK
Type	Bank
Address	ANDOVER, OH 44003

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 10, 2033

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	2005 PYMATUNING LAKE RD, ANDOVER, OH 44003-9651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000219
Date	Jan 9, 2018
Book Page	651/2227
Instrument	201800000219

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2005 Pymatuning Lake Rd was $3,325.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Richmond Township
Unified School District	Pymatuning Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,325.00	$62,930 Land $9,240 Building $53,690	$179,800 Land $26,400 Building $153,400
2023	$2,419.00 (+33.28%) Homeowner's exemption	$62,930 (+38.4%) Land $9,240 Building $53,690	$179,800 Land $26,400 Building $153,400
2022	$1,815.00 Homeowner's exemption	$45,470 Land $7,110 Building $38,360
2020			$129,900 Land $20,300 Building $109,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2005 Pymatuning Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Pymatuning Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pymatuning Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures