2005 Persimmon Dr, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 2005 Persimmon Dr, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,942 sqft · built 1997
Lot Size	0.419 acres (18,240 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Sep 2018)
Tax Bill	$6,027 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-090695`

Property Details

APN / Parcel Number

Primary APN	`05-090695`
Alternative APNs	`5090695` `090695`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,942 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,240 sqft (0.419 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	66 sqft
Deck Area	345 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	090695
Street Address	2005 PERSIMMON DR
City	SYKESVILLE
State	MD
Zip	21784-6369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 7- 18240 SF 2005 PERSIMMON DR 40-79/ QUAIL MEADOW SC 1
Legal Subdivision	QUAIL MEADOW
Legal Lot Number	7
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	2
Census Block	2011
Census Tract	505206

Owner

2005 Persimmon Dr is owned and occupied by two individuals who bought it in September 2018.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2005 PERSIMMON DR, SYKESVILLE, MD 21784-6369
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Aug 2, 2023	Intrafamily Transfer, Transfer
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Sep 6, 2018	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018 · Amount on File
Deed Sale	Sep 6, 2018 · Amount on File
Prior Sale	Jun 26, 2012 · Amount on File
Deed Book / Page	9111 / 351
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2005 PERSIMMON DR, ELDERSBURG, MD 21784-6369
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111580452
Date	Dec 6, 2023
Book Page	11158/452

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Oct 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Aug 2, 2023
Property Address	2005 PERSIMMON DR, ELDERSBURG, MD 21784-6369
Document Number	0110850091
Book / Page	11085 / 91
Map Reference	MB 40 FO 79
Instrument Date	Jul 4, 2023
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2005 PERSIMMON DR, ELDERSBURG, MD 21784-6369

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2005 PERSIMMON DR, ELDERSBURG, MD 21784-6369
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093670080
Date	Aug 6, 2019
Book Page	9367/0080

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 6, 2018
Property Address	2005 PERSIMMON DR, ELDERSBURG, MD 21784-6369
Document Number	0091110351
Book / Page	9111 / 0351
Map Reference	MB40 FO79
Instrument Date	Aug 24, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 PERSIMMON DR, SYKESVILLE, MD 21784-6369

Mortgage

Document Number	0009111358
Date	Sep 6, 2018
Instrument	9111/358

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2005 Persimmon Dr was $6,027 with a homeowner's exemption, up 5.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,027.00 (+5.31%) Homeowner's exemption	$574,433	$629,300 Land $180,000 Building $449,300
2025	$5,723.00 Homeowner's exemption
2023	$5,136.00 (+2.29%) Homeowner's exemption	$454,533 (+2.29%)	$464,700 (-) Land $180,000 Building $284,700
2022	$5,021.00 Homeowner's exemption	$444,367	$464,700 Land $180,000 Building $284,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 Persimmon Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Persimmon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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