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2005 Penrod Ln, Overgaard, AZ 85933 Property Records

Navajo County property record for 2005 Penrod Ln, Overgaard, AZ 85933 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4,251 sqft · built 2018
Lot Size1.25 acres (54,450 sqft)
Owner2 Individual Names on File
Tax Bill$4,669 (2025)
Deeds & MortgagesJul 2018 Mortgage
Jan 2018 Construction Loan
Flood ZoneZone X (minimal risk)
APN206-02-053B

Property Details

APN / Parcel Number

Primary APN206-02-053B

Interior

Stories2 Stories
Building Area4,251 sqft Living Area
Gross Area4,875 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeWood
Roof MaterialMetal
Lot Area54,450 sqft
Garage TypeAttached
Garage Area624 sqft
Deck AreaDeck Area
Patio Area235 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address2005 PENROD LN
CityOVERGAARD
StateAZ
Zip85933-5286
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 30,T12N,R17E:SE4 OF..BEG S4 COR;TH N89DG471 E 480TPOB T H N1DG2055 W 458.3;TH N89DG471 E 350 & 125.23; TH S1DG2055 E 458.3;TH S89DG471 W 475.23 TPOB
Legal Range17E
Legal Township12N
Legal Section30
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group2
Census Block2029
Census Tract964201

Owner

Source: Navajo County records · APN 206-02-053B

Assessment roll updated June 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1041, OVERGAARD, AZ 85933-1041
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 05, 2018Deed of Trust, Mortgage
ROWENA ROSE SCHATTENBERG & CLI
Jan 25, 2018Trustee's Deed, Construction Loan · Construction Mortgage
ROWENA SCHATTENBERG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMay 12, 2014
Transfer Doc0000006011
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAVAJO AZ
Property Address2005 PENROD LN, OVERGAARD, AZ 85933-5286
Document Number0000010761
Instrument DateJul 05, 2018
Transaction TypeMortgage
Record UpdatedJul 24, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 PENROD LN OVERGAARD AZ 85933, OVERGAARD, AZ 85933

Mortgage

Document Number0000010761
DateJul 05, 2018
Instrument10761
Lender
NameROWENA ROSE SCHATTENBERG & CLI
Address2001 PENROD LN, OVERGAARD, AZ 85933
Agreement
AmountAmount Recorded
Interest
Rate4%

January 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionNAVAJO AZ
Recording DateJan 25, 2018
Property Address2005 PENROD LN, OVERGAARD, AZ 85933-5286
Instrument DateJan 25, 2018
Instrument1244
Transaction TypeConstruction Loan
Record UpdatedJan 31, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1041 OVERGAARD AZ 859331041, OVERGAARD, AZ 85933-1041

Mortgage

Document Number0000001244
DateJan 25, 2018
Instrument1244
Lender
NameROWENA SCHATTENBERG
AddressPO BOX 617, OVERGAARD, AZ 85933-0617
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 24, 2019

Tax Assessment & Valuation

Source: Navajo County records · Assessment roll updated June 12, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
Unified School DistrictHeber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2027$912,605 (+8.29%) Land $59,450 Building $853,155
2025$4,669.00 (+4.78%)$84,275 Land $5,320 Building $78,955$842,743 Land $53,197 Building $789,546
2023$4,456.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Navajo County (04017C), updated February 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040179642012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskVery High
above 92% of the US · above 89% of Arizona
Wildfire LikelihoodAbout 1 in 112 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Conexon Connect, Cable One, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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