2005 Pearlstone Dr, Fallston, MD 21047 Property Records

Harford County property record for 2005 Pearlstone Dr, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,092 sqft · built 1972
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Apr 2026)
Tax Bill	$3,093 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-093247`

Property Details

APN / Parcel Number

Primary APN	`03-093247`
Alternative APNs	`3093247` `093247`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Total Area
Basement Area	520 sqft
Finished Basement	520 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	175 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	093247
Street Address	2005 PEARLSTONE DR
City	FALLSTON
State	MD
Zip	21047-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 32 120/120X175 2005 PEARLSTONE DRIVE HARVEST HILLS S3 P 25/8
Legal Subdivision	HARVEST HILLS
Legal Lot Number	32,2005
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1003
Census Tract	303300

Owner

Source: Harford County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2005 PEARLSTONE DR, FALLSTON, MD 21047-1408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed, Transfer · Conventional Mortgage CHACO CREDIT UNION
Sep 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Deed Book / Page	17098 / 129
Prior Transfer Date	Sep 20, 2021
Prior Transfer Doc	0150610111
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 24, 2026
Property Address	2005 PEARLSTONE DR, FALLSTON, MD 21047-1408
Document Number	1709000129
Book / Page	17098 / 129
Instrument Date	Apr 22, 2026
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	SABE TITLE, SAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2005 PEARLSTONE DR, FALLSTON, MD 21047-1408
Investor	Possibly a Property Investor

Mortgage

Document Number	1709000138,
Date	Apr 24, 2026
Book Page	17098/138

Lender

Name	CHACO CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Sep 29, 2021
Property Address	2005 PEARLSTONE DR, FALLSTON, MD 21047-1408
Document Number	0150610111
Book / Page	15061 / 111
Map Reference	MB HDC 25 FO 08
Instrument Date	Sep 20, 2021
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,093.00 (+28.66%)	$278,367 (+1.71%)	$287,700 (+5.12%) Land $110,200 Building $177,500
2025	$2,404.00 (+9.32%) Homeowner's exemption	$273,700 (+9.17%) Land $110,200 Building $163,500	$273,700 (-) Land $110,200 Building $163,500
2023		$250,700	$273,700 Land $110,200 Building $163,500
2022	$2,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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