2005 Palm St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2005 Palm St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1972
Square Footage	720 sqft Heated Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$25,000 (2019)
Tax Bill	$1,847.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`84194`
Alternative APN	`112630419000010350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	720 sqft Heated Area
Gross Area	1,974 sqft Gross Area
1st Floor	720 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1972
Architectural Style	Mobile/Manufactured Style
Exterior Material	Vinyl Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	6,534 sqft (0.15 acres)
Depth X Width	130 ft x 50 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Carport Area	984 sqft Carport
Pool House	130 sqft Pool House

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	84194
Street Address	2005 PALM ST
City	SAINT CLOUD
State	FL
Zip	34769-5031
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	MONTAGUES VILLAGE UNIT 1 PB 1 PG 368 LOT 35
Legal Range	30E
Legal Township	26S
Legal Section	11
Legal Subdivision	MONTAGUE VLG UN 1
Legal Tract	4190
Legal Block	1
Legal Lot Number	35
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2033
Census Tract	43303

Owner

Source: Osceola County records · APN 84194

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2005 PALM ST, SAINT CLOUD, FL 34769-5031
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2019 · Amount on Record
Deed Sale	Dec 03, 2019 · Amount on Record
Prior Sale	Aug 01, 2002 · Amount on Record
Deed Doc Number	0005634802
Deed Book / Page	5634 / 802
Last Transfer Date	Dec 04, 2019
Transfer Doc	0056340802
Record Refreshed	Jun 08, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 04, 2019
Property Address	2005 PALM ST, SAINT CLOUD, FL 34769-5031
Document Number	0056340802
Book / Page	005634 / 000802
Instrument Date	Dec 03, 2019
Instrument	156978
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2003 PALM ST ST CLOUD FL 347695031, ST CLOUD, FL 34769-5031

Mortgage

Document Number	56340805
Date	Dec 04, 2019
Book Page	005634/000805
Instrument	156981

Lender

Name	LAWRENCE M SEELEY
Special Notes	Lender is also the Seller

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,847.00 (+16.53%)	$114,000 (+11.11%) Land $38,000 Building $76,000	$114,000 (+11.11%) Land $38,000 Building $76,000
2023	$1,585.00 (+15.61%)	$102,600 (+27.61%) Land $24,000 Building $78,600	$102,600 (+27.61%) Land $24,000 Building $78,600
2022	$1,371.00	$80,400 Land $24,000 Building $56,400	$80,400 Land $24,000 Building $56,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.