2005 Opal St, New Bern, NC 28560 Property Records

Craven County property record for 2005 Opal St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1970
Lot Size	0.254 acres (11,062 sqft)
Owner	Company Name on Record
Last Sale	$249,000 (Aug 2017)
Tax Bill	$1,233 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`8-021-076`

Property Details

APN / Parcel Number

Primary APN	`8-021-076`
Alternative APN	`116058`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,062 sqft (0.254 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	116058
Street Address	2005 OPAL ST
City	NEW BERN
State	NC
Zip	28560-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR10
Legal Description	LOT 6 BERN VIEW PK
Legal Subdivision	BERN VIEW PARK
Legal Lot Number	6
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	4
Census Block	4002
Census Tract	960600

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3010 TRENT RD, NEW BERN, NC 28562-5735
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO
Aug 1, 2017	Warranty Deed, Transfer · Commercial Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Prior Sale	Dec 31, 1998
Deed Book / Page	3509 / 874
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2005 OPAL ST, NEW BERN, NC 28560-3425
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 HALF MOON RD, NEW BERN, NC 28560-7130

Mortgage

Document Number	03872/2092
Date	Mar 18, 2026
Book Page	3872/2092
Instrument	10153637

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	1319 COMMERCE DR, NEW BERN, NC 28562

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 1, 2017
Property Address	2005 OPAL ST, NEW BERN, NC 28560-3425
Document Number	3509/0874
Book / Page	3509 / 0874
Instrument Date	Jun 27, 2017
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$498.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 EGRET LAKE DR, 515, PINE KNOLL SHORES, NC 28512-6905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 MCCARTHY BLVD, NEW BERN, NC 28562-2050
Investor	Possibly a Property Investor

Mortgage

Document Number	3509/0883
Date	Aug 1, 2017
Book Page	3509/0883
Instrument	10010896

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	NEW BERN, NC 28560

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,090 (-) Land $28,000 Building $111,090	$139,090 (-) Land $28,000 Building $111,090
2025	$1,233.00 (+104.48%)	$139,090 (+118.59%) Land $28,000 Building $111,090	$139,090 (+118.59%) Land $28,000 Building $111,090
2024	$603.00 (+3.25%)
2023	$584.00 (+9.98%)	$63,630 (+40.77%) Land $28,000 Building $35,630	$63,630 (+40.77%) Land $28,000 Building $35,630
2022	$531.00	$45,200 Land $21,500 Building $23,700
2018			$45,200 Land $21,500 Building $23,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	180 (1979–2024)
Claims Outside the SFHA	11 of 180
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 84 claims Hurricane Irene, Aug 2011 · 34 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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