Waynesboro City property record for 2005 Monroe St, Waynesboro, VA 22980
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,362 sqft · built 1998 |
| Lot Size | 0.168 acres (7,348 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Sep 2014) |
| Tax Bill | $2,231 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Apr 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24 8-10 |
| Primary APN | 24 8-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,362 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,348 sqft (0.168 acres) |
| Driveway | Asphalt Driveway |
| Porch | Porch |
| Deck Area | Deck Area |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 120101 |
|---|---|
| Street Address | 2005 MONROE ST |
| City | WAYNESBORO |
| State | VA |
| Zip | 22980-2383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG-5 |
| Legal Description | LOT 10 HOPEMAN STATION - SEC 1 |
| Legal Subdivision | HOPEMAN STATION |
| Legal Lot Number | 10 |
| Jurisdiction | WAYNESBORO CITY VA |
| Township / Civil Division | WAYNESBORO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 3400 |
2005 Monroe St is owned and occupied by an individual who acquired it in March 2021.
Source: Waynesboro City records, as of August 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2005 MONROE ST, WAYNESBORO, VA 22980-2383 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MERIDIAN HOME MORTGAGE CORPORATION |
| Apr 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGERPROS OF MICHIGAN LLC |
| Mar 4, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance MERIDIAN HOME MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2014 · Amount on File |
| Deed Sale | Sep 25, 2014 · Amount on File |
| Prior Sale | Jul 7, 2014 · Amount on File |
| Deed Book / Page | 1400 / 1837 |
| Last Transfer Date | Mar 1, 2021 |
| Transfer Doc | 0000000542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Property Address | 2005 MONROE ST, WAYNESBORO, VA 22980-2383 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0210000543 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 210000543 |
| Name | MERIDIAN HOME MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Property Address | 2005 MONROE ST, WAYNESBORO, VA 22980-2383 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220001189 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 220001189 |
| Name | MORTGAGERPROS OF MICHIGAN LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Mar 4, 2021 |
| Property Address | 2005 MONROE ST, WAYNESBORO, VA 22980-2383 |
| Document Number | 210000542 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 210000542 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2005 MONROE ST, WAYNESBORO, VA 22980-2383 |
| Document Number | 210000543 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 210000543 |
| Name | MERIDIAN HOME MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
The 2026 property tax bill for 2005 Monroe St was $2,231.
Source: Waynesboro City assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Waynesboro City |
| Unified School District | Waynesboro City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,231.00 | $256,500 Land $58,500 Building $198,000 | $256,500 Land $58,500 Building $198,000 |
| 2023 | $1,780.00 | $231,200 Land $55,000 Building $176,200 | $231,200 Land $55,000 Building $176,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2005 Monroe St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1996–2009) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Nov 2009 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2005 Monroe St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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